1st Constitution Bancorp (1st Constitution Bancorp) Net Margin % : 29.02% (As of Sep. 2021)

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What is 1st Constitution Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. 1st Constitution Bancorp's Net Income for the three months ended in Sep. 2021 was $5.43 Mil. 1st Constitution Bancorp's Revenue for the three months ended in Sep. 2021 was $18.71 Mil. Therefore, 1st Constitution Bancorp's net margin for the quarter that ended in Sep. 2021 was 29.02%.

The historical rank and industry rank for 1st Constitution Bancorp's Net Margin % or its related term are showing as below:

FCCY' s Net Margin % Range Over the Past 10 Years
Min: 11.02 Med: 19.95 Max: 28.04
Current: 28.04

FCCY's Net Margin % is not ranked
in the Banks industry.
Industry Median: 25.41 vs FCCY: 28.04

1st Constitution Bancorp Net Margin % Historical Data

The historical data trend for 1st Constitution Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1st Constitution Bancorp Net Margin % Chart

1st Constitution Bancorp Annual Data

Trend

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Net Margin %

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22.70

15.60

23.57

24.53

24.73

1st Constitution Bancorp Quarterly Data
	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21
Net Margin %	Get a 7-Day Free Trial															24.44	29.27	25.46	28.35	29.02

Competitive Comparison of 1st Constitution Bancorp's Net Margin %

For the Banks - Regional subindustry, 1st Constitution Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

1st Constitution Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1st Constitution Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where 1st Constitution Bancorp's Net Margin % falls into.

1st Constitution Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

1st Constitution Bancorp's Net Margin for the fiscal year that ended in Dec. 2020 is calculated as

Net Margin	=	Net Income (A: Dec. 2020 )	/	Revenue (A: Dec. 2020 )
	=	18.086	/	73.146
	=	24.73 %

1st Constitution Bancorp's Net Margin for the quarter that ended in Sep. 2021 is calculated as

Net Margin	=	Net Income (Q: Sep. 2021 )	/	Revenue (Q: Sep. 2021 )
	=	5.43	/	18.711
	=	29.02 %

1st Constitution Bancorp (NAS:FCCY) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

1st Constitution Bancorp Net Margin % Related Terms

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1st Constitution Bancorp (1st Constitution Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » 1st Constitution Bancorp (NAS:FCCY) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

2650 Route 130, P.O. Box 634, Cranbury, NJ, USA, 08512

Website

https://www.1stconstitution.com

1st Constitution Bancorp is a United States-based bank holding company. Through its subsidiaries, it provides commercial and retail banking. It mainly provides its services to individuals, families, institutions, and small businesses in central and coastal New Jersey and the Fort Lee area of Bergen County. Its loan portfolio segment includes residential real estate loans, home equity loans, and other loans to individuals. It operates in a single segment, which is Community Banking.

Executives

Crow Charles S Iii	director
Naqi A Naqvi	officer: Senior VP and CAO	23 GREEN RIDGE MANALAPAN NJ 07726
John T Andreacio	officer: Chief Lending Officer and EVP	KNBT BANCORP, INC. 90 HIGHLAND AVENUE BETHLEHEM PA 18017
Stephen J Gilhooly	officer: SVP, CFO and Treasurer	1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Carmen M Penta	director	C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Edwin J Pisani	director	C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
William M Rue	director	40 WANTAGE AVE, BRANCHVILLE NJ 07890
William James Barrett	director	C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Roy D Tartaglia	director	C/O 1ST CONSTITUTION BANK 2650 ROUTE 130 CRANBURY NJ 08512
James G Aaron	director	C/O 1ST CONSTITUTION BANK 2650 ROUTE 130 CRANBURY NJ 08512
J. Lynne Cannon	director	1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Antonio L. Cruz	director	1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Raymond R. Ciccone	director	C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Robert F Mangano	director, officer: President and CEO	C/O 1ST CONSTITUTION BANCORP, 2650 ROUTE 130, CRANBURY NJ 08512
Walsh Frank E. Iii	director	330 SOUTH STREET, SUITE 4, MORRISTOWN NJ 07960