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First Guaranty Bancshares (First Guaranty Bancshares) Net Margin %

: 5.64% (As of Dec. 2023)
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Net margin is calculated as Net Income divided by its Revenue. First Guaranty Bancshares's Net Income for the three months ended in Dec. 2023 was $1.30 Mil. First Guaranty Bancshares's Revenue for the three months ended in Dec. 2023 was $23.09 Mil. Therefore, First Guaranty Bancshares's net margin for the quarter that ended in Dec. 2023 was 5.64%.

The historical rank and industry rank for First Guaranty Bancshares's Net Margin % or its related term are showing as below:

FGBI' s Net Margin % Range Over the Past 10 Years
Min: 9.86   Med: 23.06   Max: 27.68
Current: 9.86


FGBI's Net Margin % is ranked worse than
85.54% of 1459 companies
in the Banks industry
Industry Median: 25.5 vs FGBI: 9.86

First Guaranty Bancshares Net Margin % Historical Data

The historical data trend for First Guaranty Bancshares's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Guaranty Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.71 20.92 27.68 26.43 9.86

First Guaranty Bancshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.25 14.09 11.49 7.88 5.64

Competitive Comparison

For the Banks - Regional subindustry, First Guaranty Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Guaranty Bancshares Net Margin % Distribution

For the Banks industry and Financial Services sector, First Guaranty Bancshares's Net Margin % distribution charts can be found below:

* The bar in red indicates where First Guaranty Bancshares's Net Margin % falls into.



First Guaranty Bancshares Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

First Guaranty Bancshares's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=9.219/93.478
=9.86 %

First Guaranty Bancshares's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=1.303/23.085
=5.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Guaranty Bancshares  (NAS:FGBI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


First Guaranty Bancshares Net Margin % Related Terms

Thank you for viewing the detailed overview of First Guaranty Bancshares's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


First Guaranty Bancshares (First Guaranty Bancshares) Business Description

Traded in Other Exchanges
Address
400 East Thomas Street, Hammond, LA, USA, 70401
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana, through several banking facilities in the Market Services Areas. Its principal business activity includes attracting deposits and investing it together with funds generated from operations and borrowings insecurities and in lending activities to serve the credit needs of its customer base. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and to a lesser extent, consumer and multifamily loans.
Executives
Vanessa R Drew director 400 EAST THOMAS STREET, HAMMOND LA 70401
Amanda Wood Barnett officer: General Counsel 1412 CENTRE COURT DRIVE, SUITE 101, ALEXANDRIA LA 71301
Smith Edgar R. Iii director 400 EAST THOMAS STREET, HAMMOND LA 70401
William K Hood director 400 EAST THOMAS STREET, HAMMOND LA 70401
Marshall T Reynolds director, 10 percent owner, officer: Chairman of the Board 2450 FIRST AVENUE, HUNTINGTON WV 25704
Smith & Hood Holding Company, Llc 10 percent owner 11239 HIGHWAY 16, AMITE LA 70422
Eric Dosch officer: SVP and CFO 2450 FIRST AVENUE, HUNTINGTON WV 25703
Jack Rossi director 400 EAST THOMAS STREET, HAMMOND LA 70401
Lewis Alton B Jr officer: Chief Executive Officer 400 EAST THOMAS STREET, HAMMOND LA 70401
Glenda Baskin Glover director 911 E. WINDING CREEK DRIVE, SUITE 150, EAGLE ID 83616
Smith & Hood Investments, Llc 10 percent owner P.O. BOX 367, AMITE LA 70422
Gary A Simanson director 717 KING STREET, ALEXANDRIA VA 22314
Michael R. Sharp officer: President and CLO 400 EAST THOMAS STREET, HAMMOND LA 70401
Michele E. Lobianco officer: Chief Financial Officer 400 EAST THOMAS STREET, HAMMOND LA 70401
Loy F. Weaver officer: Executive Vice President 400 EAST THOMAS STREET, HAMMOND LA 70401