Net margin is calculated as Net Income divided by its Revenue. Penns Woods Bancorp's Net Income for the
three
months ended in Dec. 2023 was $5.56 Mil. Penns Woods Bancorp's Revenue for the
three
months ended in Dec. 2023 was $16.17 Mil. Therefore, Penns Woods Bancorp's net margin for the quarter that ended in Dec. 2023 was 34.36%.
The historical rank and industry rank for Penns Woods Bancorp's Net Margin % or its related term are showing as below:
PWOD'
s Net Margin % Range Over the Past 10 Years
Min: 17.83 Med: 25.9 Max: 26.49
Current: 26.22
PWOD's Net Margin % is ranked better than 52.98% of 1459
companies
in the Banks industry
Industry Median: 25.5
vs PWOD: 26.22
Penns Woods Bancorp Net Margin % Historical Data
The historical data trend for Penns Woods Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Penns Woods Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Penns Woods Bancorp Net Margin % Distribution
For the Banks industry and Financial Services sector, Penns Woods Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Penns Woods Bancorp's Net Margin % falls into.
Penns Woods Bancorp Net Margin % Calculation
Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.
Penns Woods Bancorp's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Penns Woods Bancorp (NAS:PWOD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Penns Woods Bancorp Net Margin % Related Terms
Thank you for viewing the detailed overview of Penns Woods Bancorp's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.
Penns Woods Bancorp (Penns Woods Bancorp) Business Description
Penns Woods Bancorp Inc is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their retail banking, commercial banking, mortgage services and financial services divisions. The Banks are engaged in commercial and retail banking which includes the acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. Utilizing a branch office network, ATMs, Internet, and telephone banking delivery channels, the Banks deliver their products and services to the communities residing in.
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