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FinVolution Group Operating Margin %

: 28.90% (As of Sep. 2021)
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Operating Margin % is calculated as Operating Income divided by its Revenue. FinVolution Group's Operating Income for the three months ended in Sep. 2021 was $113 Mil. FinVolution Group's Revenue for the three months ended in Sep. 2021 was $391 Mil. Therefore, FinVolution Group's Operating Margin % for the quarter that ended in Sep. 2021 was 28.90%.

The historical rank and industry rank for FinVolution Group's Operating Margin % or its related term are showing as below:

NYSE:FINV' s Operating Margin % Range Over the Past 10 Years
Min: -72.67   Med: 25.12   Max: 37.7
Current: 20.36

-72.67
37.7

NYSE:FINV's Operating Margin % is ranked higher than
50% of the 371 Companies
in the Credit Services industry.

( Industry Median: 20.36 vs. NYSE:FINV: 20.36 )

FinVolution Group's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

FinVolution Group's Operating Income for the three months ended in Sep. 2021 was $113 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Sep. 2021 was $244 Mil.


FinVolution Group Operating Margin % Historical Data

The historical data trend for FinVolution Group's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

FinVolution Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Operating Margin %
Premium Member Only 16.14 37.41 37.70 31.71 18.52

FinVolution Group Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Operating Margin % Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.42 -70.00 31.03 29.56 28.90

Competitive Comparison

For the Credit Services subindustry, FinVolution Group's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

   

FinVolution Group Operating Margin % Distribution

For the Credit Services industry and Financial Services sector, FinVolution Group's Operating Margin % distribution charts can be found below:

* The bar in red indicates where FinVolution Group's Operating Margin % falls into.



FinVolution Group Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

FinVolution Group's Operating Margin % for the fiscal year that ended in Dec. 2020 is calculated as

Operating Margin %=Operating Income (A: Dec. 2020 ) / Revenue (A: Dec. 2020 )
=182.6183230621 / 986.30587371737
=18.52 %

FinVolution Group's Operating Margin % for the quarter that ended in Sep. 2021 is calculated as

Operating Margin %=Operating Income (Q: Sep. 2021 ) / Revenue (Q: Sep. 2021 )
=113.04493285628 / 391.10821987826
=28.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FinVolution Group  (NYSE:FINV) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


FinVolution Group Operating Margin % Related Terms

Thank you for viewing the detailed overview of FinVolution Group's Operating Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


FinVolution Group Business Description

FinVolution Group logo
Industry
Financial Services » Credit Services NAICS : 522310 SIC : 6163
Traded in Other Exchanges
Address
No. 999 Dangui Road, Building G1, Pudong New District, Shanghai, CHN, 201203
FinVolution Group is a provider of online consumer finance in China. It offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers Tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company provides investors with an opportunity to invest in emerging asset class-consumer loans through a variety of investment options. It generates revenues from fees charged to borrowers.

FinVolution Group Headlines

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