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Citizens Financial Services (Citizens Financial Services) Price-to-Owner-Earnings

: 10.80 (As of Today)
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As of today (2024-04-24), Citizens Financial Services's share price is $44.50. Citizens Financial Services's Owner Earnings per Share (TTM) ended in Dec. 2023 was $4.12. It's Price-to-Owner-Earnings for today is 10.80.


The historical rank and industry rank for Citizens Financial Services's Price-to-Owner-Earnings or its related term are showing as below:

CZFS' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 7.38   Med: 11.52   Max: 17.53
Current: 10.8

During the past 13 years, the highest Price-to-Owner-Earnings of Citizens Financial Services was 17.53. The lowest was 7.38. And the median was 11.52.


CZFS's Price-to-Owner-Earnings is ranked worse than
68.78% of 948 companies
in the Banks industry
Industry Median: 7.745 vs CZFS: 10.80

As of today (2024-04-24), Citizens Financial Services's share price is $44.50. Citizens Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $3.91. Therefore, Citizens Financial Services's PE Ratio for today is 11.37.

As of today (2024-04-24), Citizens Financial Services's share price is $44.50. Citizens Financial Services's EPS without NRI for the trailing twelve months (TTM) ended in was $5.66. Therefore, Citizens Financial Services's PE Ratio without NRI for today is 7.86.

During the past 13 years, Citizens Financial Services's highest PE Ratio without NRI was 17.10. The lowest was 6.52. And the median was 11.21.


Citizens Financial Services Price-to-Owner-Earnings Historical Data

The historical data trend for Citizens Financial Services's Price-to-Owner-Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Owner-Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.69 8.77 7.76 10.98 15.71

Citizens Financial Services Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Owner-Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.98 11.53 17.53 12.64 15.71

Competitive Comparison

For the Banks - Regional subindustry, Citizens Financial Services's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial Services Price-to-Owner-Earnings Distribution

For the Banks industry and Financial Services sector, Citizens Financial Services's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Citizens Financial Services's Price-to-Owner-Earnings falls into.



Citizens Financial Services Price-to-Owner-Earnings Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Citizens Financial Services's Price-to-Owner-Earnings for today is calculated as

Price-to-Owner-Earnings=Share Price/Owner Earnings per Share (TTM)
=44.50/4.12
=10.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens Financial Services  (NAS:CZFS) Price-to-Owner-Earnings Explanation

For how to get Owner Earnings per Share (TTM), please click.


Citizens Financial Services Price-to-Owner-Earnings Related Terms

Thank you for viewing the detailed overview of Citizens Financial Services's Price-to-Owner-Earnings provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Financial Services (Citizens Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
15 South Main Street, Mansfield, PA, USA, 16933
Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management and retirement services.
Executives
R Joseph Landy director 741 SOUTH MAIN STREET, ATHENS PA 18810
Stephen J Guillaume officer: SENIOR VICE PRESIDENT POST OFFICE BOX 43, LIBERTY PA 16930
Robert Joseph Marino director 407 33RD STREET S, BRIGANTINE NJ 08203
Richards David Z Jr director, officer: EXECUTIVE VICE PRESIDENT 209 TWIGS LANE, STATE COLLEGE PA 16801
Rinaldo A Depaola director 50 REEL STREET, SAYRE PA 18840
John D Behm other: Subsidiary Director 2114 BLUE STEM DRIVE, NEW HOPE PA 18938-2311
Leeann Gephart officer: EXECUTIVE VICE PRESIDENT 2260 HEIM HILL ROAD, MONTOURSVILLE PA 17754
Painter John P Ii director 571 HOWLAND HILL ROAD, WESTFIELD PA 16950
Thomas E. Freeman director 831 KELLYTOWN ROAD, MANSFIELD PA 16933
Janie M Hilifger director 830 CANADA ROAD, COVINGTON PA 16917
Graham Roger C Jr director 1281 BRAGUE ROAD, CANTON PA 17724
Christopher W Kunes director 3896 PENNS VALLEY ROAD, SPRING MILLS PA 16875
Dwight D Rohrer officer: SENIOR VICE PRESIDENT 2385 JUNCTION ROAD, MANHEIM PA 17545
Marina K Smalanskas officer: SENIOR VICE PRESIDENT 1445 ROCKY WAY, MECHANICSBURG PA 17055
Sean P Mckinney officer: VICE PRESIDENT 11 TOWER LANE, GRANTVILLE PA 17028