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CHMG (Chemung Financial) Price-to-Tangible-Book : 1.22 (As of Jul. 19, 2025)


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What is Chemung Financial Price-to-Tangible-Book?

As of today (2025-07-19), Chemung Financial's share price is $52.38. Chemung Financial's Tangible Book per Share of Mar. 2025 for the quarter that ended in Mar. 2025 was $42.95. Hence, Chemung Financial's Price to Tangible Book Ratio of today is 1.22.

The historical rank and industry rank for Chemung Financial's Price-to-Tangible-Book or its related term are showing as below:

CHMG' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.76   Med: 1.26   Max: 1.88
Current: 1.18

During the past 13 years, Chemung Financial's highest Price to Tangible Book Ratio was 1.88. The lowest was 0.76. And the median was 1.26.

CHMG's Price-to-Tangible-Book is ranked worse than
63.61% of 1561 companies
in the Banks industry
Industry Median: 1.04 vs CHMG: 1.18

A closely related ratio is called PB Ratio. As of today, Chemung Financial's share price is $52.38. Chemung Financial's Book Value per Sharefor the quarter that ended in Mar. 2025 was $47.49. Hence, Chemung Financial's P/B Ratio of today is 1.10.


Chemung Financial Price-to-Tangible-Book Historical Data

The historical data trend for Chemung Financial's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Chemung Financial Price-to-Tangible-Book Chart

Chemung Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 1.14 1.49 1.36 1.20

Chemung Financial Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.27 1.15 1.20 1.11 1.09

Competitive Comparison of Chemung Financial's Price-to-Tangible-Book

For the Banks - Regional subindustry, Chemung Financial's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chemung Financial's Price-to-Tangible-Book Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Chemung Financial's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Chemung Financial's Price-to-Tangible-Book falls into.


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Chemung Financial Price-to-Tangible-Book Calculation

Chemung Financial's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Mar. 2025 )
=52.38/42.954
=1.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Chemung Financial Price-to-Tangible-Book Related Terms

Thank you for viewing the detailed overview of Chemung Financial's Price-to-Tangible-Book provided by GuruFocus.com. Please click on the following links to see related term pages.


Chemung Financial Business Description

Traded in Other Exchanges
N/A
Address
One Chemung Canal Plaza, PO Box 1522, Elmira, NY, USA, 14901
Chemung Financial Corp is a bank holding firm. Through its subsidiaries, the company provides various financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services, among others. The company's reportable segments are Core Banking, Wealth Management (WMG) services, and Holding company and CFS. Maximum revenue is generated from the Core Banking segment, which derives revenue by attracting deposits from the general public and using such funds to originate different types of loans, and to invest in securities. The Wealth Management (WMG) services segment provides trust and investment advisory services to clients.
Executives
Meade Joseph F Iv director ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Loren D Cole officer: Executive Vice President ONE CHEMUNG CANAL PLAZA, ELMIRA NY 14901
Tranter G. Thomas Jr. director ONE CHEMUNG CANAL PLAZA, ELMIRA NY 14901
Thomas W Wirth officer: Senior Vice President ONE CHEMUNG CANAL PLAZA, P.O. BOX 1522, ELMIRA NY 14902-1522
Daniel D Fariello officer: President, Capital Bank Div. ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Archibold Raimundo C. Jr director ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Mckim Dale M. Iii officer: EVP, CFO & Treasurer ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Jeffrey P. Kenefick officer: Regional President ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Thomas R. Tyrrell director ONE CHEMUNG CANAL PLAZA, ELMIRA NY 14901
John J Stempin officer: Controller ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Ronald M Bentley officer: President & COO ONE CHEMUNG CANAL PLAZA, ELMIRA NY 14901
Koen G. Long officer: Controller ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Denise V Gonick director ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Jeffrey B Streeter director ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522
Robert H Dalrymple director, 10 percent owner ONE CHEMUNG CANAL PLAZA, PO BOX 1522, ELMIRA NY 14902-1522