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Pathfinder Bancorp (Pathfinder Bancorp) Price-to-Tangible-Book

: 0.64 (As of Today)
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As of today (2024-04-19), Pathfinder Bancorp's share price is $12.0101. Pathfinder Bancorp's Tangible Book per Share of Dec. 2023 for the quarter that ended in Dec. 2023 was $18.83. Hence, Pathfinder Bancorp's Price to Tangible Book Ratio of today is 0.64.

The historical rank and industry rank for Pathfinder Bancorp's Price-to-Tangible-Book or its related term are showing as below:

PBHC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.56   Med: 1.02   Max: 1.15
Current: 0.64

During the past 13 years, Pathfinder Bancorp's highest Price to Tangible Book Ratio was 1.15. The lowest was 0.56. And the median was 1.02.

PBHC's Price-to-Tangible-Book is ranked better than
73.53% of 1443 companies
in the Banks industry
Industry Median: 0.91 vs PBHC: 0.64

A closely related ratio is called PB Ratio. As of today, Pathfinder Bancorp's share price is $12.0101. Pathfinder Bancorp's Book Value per Sharefor the quarter that ended in Dec. 2023 was $19.59. Hence, Pathfinder Bancorp's P/B Ratio of today is 0.61.


Pathfinder Bancorp Price-to-Tangible-Book Historical Data

The historical data trend for Pathfinder Bancorp's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pathfinder Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Tangible-Book
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.76 0.56 0.97 1.09 0.74

Pathfinder Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Tangible-Book Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 0.97 0.78 0.77 0.74

Competitive Comparison

For the Banks - Regional subindustry, Pathfinder Bancorp's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathfinder Bancorp Price-to-Tangible-Book Distribution

For the Banks industry and Financial Services sector, Pathfinder Bancorp's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Pathfinder Bancorp's Price-to-Tangible-Book falls into.



Pathfinder Bancorp Price-to-Tangible-Book Calculation

Pathfinder Bancorp's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Dec. 2023 )
=12.0101/18.833
=0.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Pathfinder Bancorp Price-to-Tangible-Book Related Terms

Thank you for viewing the detailed overview of Pathfinder Bancorp's Price-to-Tangible-Book provided by GuruFocus.com. Please click on the following links to see related term pages.


Pathfinder Bancorp (Pathfinder Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
214 West First Street, Oswego, NY, USA, 13126
Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans. The bank invests a portion of its assets in debt securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The principal source of income is interest on loans and investment securities.
Executives
Walter Rusnak officer: Vice President Finance 214 WEST FIRST STREET, OSWEGO NY 13126
George P Joyce director 214 WEST FIRST STREET, OSWEGO NY 13126
Calvin Corriders officer: First Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
James A. Dowd officer: SVP and CFO 214 WEST FIRST STREET, OSWEGO NY 13126
Meghan Crawford-hamlin director 214 WEST FIRST STREET, OSWEGO NY 13126
Eric Allyn director 214 WEST FIRST STREET, OSWEGO NY 13126
Adam C. Gagas director 214 WEST FIRST STREET, OSWEGO NY 13126
Ronald Tascarella officer: SVP and CCO
Rebecca Braheney officer: Controller, VP 214 WEST FIRST STREET, OSWEGO NY 13126
Ronald G. Tascarella officer: 1st Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
John Funiciello director 214 WEST FIRST STREET, OSWEGO NY 13126
Thomas W Schneider director, officer: President and CEO 214 WEST FIRST STREET, OSWEGO NY 13126
Daniel R Phillips officer: SVP 214 WEST FIRST STREET, OSWEGO NY 13126
Butkowski Robert G. Jr. officer: First Vice President 214 WEST FIRST STREET, OSWEGO NY 13126
Sharkey John F. Iii director 214 WEST FIRST STREET, OSWEGO NY 13126