Bank of the James Financial Group (Bank of the James Financial Group) Dividend Payout Ratio

: 0.18 (As of Dec. 2023)

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Bank of the James Financial Group's dividend payout ratio for the months ended in Dec. 2023 was 0.18.

The historical rank and industry rank for Bank of the James Financial Group's Dividend Payout Ratio or its related term are showing as below:

BOTJ' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.19 Max: 0.36
Current: 0.17

During the past 13 years, the highest Dividend Payout Ratio of Bank of the James Financial Group was 0.36. The lowest was 0.15. And the median was 0.19.

BOTJ's Dividend Payout Ratio is ranked better than
83.36% of 1088 companies
in the Banks industry
Industry Median: 0.335 vs BOTJ: 0.17

As of today (2024-04-23), the Dividend Yield % of Bank of the James Financial Group is 3.43%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank of the James Financial Group was 3.43%. The lowest was 0.53%. And the median was 1.78%.

Bank of the James Financial Group's Dividends per Share for the months ended in Dec. 2023 was $0.08.

During the past 12 months, Bank of the James Financial Group's average Dividends Per Share Growth Rate was 10.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 8.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank of the James Financial Group was 17.00% per year. The lowest was 2.90% per year. And the median was 7.45% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

Bank of the James Financial Group Dividend Payout Ratio Historical Data

The historical data trend for Bank of the James Financial Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank of the James Financial Group Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dividend Payout Ratio

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0.19

0.25

0.17

0.15

0.17

Bank of the James Financial Group Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Dividend Payout Ratio	Get a 7-Day Free Trial															0.19	0.19	0.14	0.17	0.18

Competitive Comparison

For the Banks - Regional subindustry, Bank of the James Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of the James Financial Group Dividend Payout Ratio Distribution

For the Banks industry and Financial Services sector, Bank of the James Financial Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank of the James Financial Group's Dividend Payout Ratio falls into.

Bank of the James Financial Group Dividend Payout Ratio Calculation

Dividend payout ratio measures the percentage of the company's earnings paid out as dividends.

Bank of the James Financial Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2023 )	/	EPS without NRI (A: Dec. 2023 )
	=	0.32	/	1.91
	=	0.17

Bank of the James Financial Group's Dividend Payout Ratio for the quarter that ended in Dec. 2023 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2023 )	/	EPS without NRI (Q: Dec. 2023 )
	=	0.08	/	0.45
	=	0.18

Bank of the James Financial Group (NAS:BOTJ) Dividend Payout Ratio Explanation

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank of the James Financial Group Dividend Payout Ratio Related Terms

Thank you for viewing the detailed overview of Bank of the James Financial Group's Dividend Payout Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.

Bank of the James Financial Group (Bank of the James Financial Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank of the James Financial Group Inc (NAS:BOTJ) » Definitions » Dividend Payout Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

828 Main Street, Lynchburg, VA, USA, 24504

Website

https://www.bankofthejames.bank

Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments, community banking; mortgage banking, and investment advisory services.

Executives

Phillip C Jamerson	director	828 MAIN ST, LYNCHBURG VA 24504
Bryant William C Iii	director	828 MAIN ST, LYNCHBURG VA 24504
Alford John R Jr	director	828 MAIN ST, LYNCHBURG VA 24504
Foster Watt R Jr	director	828 MAIN ST, LYNCHBURG VA 24504
Lewis C Addison	director	828 MAIN ST, LYNCHBURG VA 24504
J Todd Scruggs	officer: Secretary-Treasurer	PO BOX 1200, LYNCHBURG VA 24505
Umberger Harry P Jr	officer: EVP - Chief Credit Officer	828 MAIN ST, LYNCHBURG VA 24504
Robert R Chapman	director, officer: President	PO BOX 1200, LYNCHBURG VA 24505
Dalton Aubrey Douglas Iii	director	828 MAIN ST, LYNCHBURG VA 24504
Petticolas Augustus A Jr	director	828 MAIN ST, LYNCHBURG VA 24504
Julie P Doyle	director	828 MAIN ST, LYNCHBURG VA 24504
Pettyjohn Thomas W Jr	director	PO BOX 1200, LYNCHBURG VA 24505
Michael A Syrek	officer: EVP - Senior Lending Officer	828 MAIN ST, LYNCHBURG VA 24504
Sorenson Eric John Jr	officer: EVP	828 MAIN STREET, LYNCHBURG VA 24504
Lydia K Langley	director	828 MAIN ST, LYNCHBURG VA 24504