GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Encore Capital Group Inc (NAS:ECPG) » Definitions » PB Ratio

Encore Capital Group (Encore Capital Group) PB Ratio : 1.06 (As of Apr. 25, 2024)


View and export this data going back to 1999. Start your Free Trial

What is Encore Capital Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-25), Encore Capital Group's share price is $42.04. Encore Capital Group's Book Value per Share for the quarter that ended in Dec. 2023 was $39.78. Hence, Encore Capital Group's PB Ratio of today is 1.06.

The historical rank and industry rank for Encore Capital Group's PB Ratio or its related term are showing as below:

ECPG' s PB Ratio Range Over the Past 10 Years
Min: 0.59   Med: 1.23   Max: 2.32
Current: 1.06

During the past 13 years, Encore Capital Group's highest PB Ratio was 2.32. The lowest was 0.59. And the median was 1.23.

ECPG's PB Ratio is ranked worse than
67.85% of 1459 companies
in the Banks industry
Industry Median: 0.85 vs ECPG: 1.06

During the past 12 months, Encore Capital Group's average Book Value Per Share Growth Rate was -21.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 10.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Encore Capital Group was 32.30% per year. The lowest was -16.90% per year. And the median was 18.90% per year.

Back to Basics: PB Ratio


Encore Capital Group PB Ratio Historical Data

The historical data trend for Encore Capital Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Encore Capital Group PB Ratio Chart

Encore Capital Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.08 1.00 1.29 0.95 1.28

Encore Capital Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 1.00 0.93 0.94 1.28

Competitive Comparison of Encore Capital Group's PB Ratio

For the Mortgage Finance subindustry, Encore Capital Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Encore Capital Group's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Encore Capital Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Encore Capital Group's PB Ratio falls into.



Encore Capital Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Encore Capital Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=42.04/39.777
=1.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Encore Capital Group  (NAS:ECPG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Encore Capital Group PB Ratio Related Terms

Thank you for viewing the detailed overview of Encore Capital Group's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Encore Capital Group (Encore Capital Group) Business Description

Traded in Other Exchanges
Address
350 Camino De La Reina, Suite 100, San Diego, CA, USA, 92108
Encore Capital Group Inc is a specialty finance company. It provides debt recovery solutions for consumers and property owners across a broad range of financial assets. The company purchase portfolios of defaulted consumer receivables at deep discounts to face value and manage them by working with individuals as the consumer repay their obligations and work toward financial recovery. Encore has only a reportable segment being portfolio purchasing and recovery.
Executives
Jonathan C Clark officer: Executive VP, CFO & Treasurer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Laura Olle director 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
John Yung officer: President, Intl. and Cabot 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
William C. Goings director 1015 A ST, TACOMA WA 98402
Andrew Eric Asch officer: SVP, General Counsel 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92627
Ryan B Bell officer: EVP and COO of MCM 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO, CA 92108
Gregory L. Call officer: Sr. VP, GC & Secretary 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Peter Reck officer: Chief Accounting Officer C/O ICAHN ENTERPRISES L.P., 767 FIFTH AVENUE, SUITE 4600, NEW YORK NY 10153
Wendy Hannam director 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Craig A. Buick officer: Cabot Credit Management CEO 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
A. Knight Angela director 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Jeffrey Albert Hilzinger director 3 CEDAR RIDGE DRIVE, CHESTER NJ 07930
Jcf Iii Europe Holdings L.p. 10 percent owner C/O J.C. FLOWERS & CO., 767 FIFTH AVENUE, 23RD FLOOR, NEW YORK NY 10153
Ashish Masih officer: EVP, US Debt Purchasing & Ops. 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108
Kenneth J Stannard officer: Cabot Credit Management CEO 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO CA 92108