The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-16), Franklin Financial Services's share price is $26.37. Franklin Financial Services's Book Value per Share for the quarter that ended in Dec. 2023 was $30.23. Hence, Franklin Financial Services's PB Ratio of today is 0.87.
Good Sign:
Franklin Financial Services Corp stock PB Ratio (=0.86) is close to 3-year low of 0.85
The historical rank and industry rank for Franklin Financial Services's PB Ratio or its related term are showing as below:
FRAF'
s PB Ratio Range Over the Past 10 Years
Min: 0.67 Med: 0.97 Max: 1.47
Current: 0.87
During the past 13 years, Franklin Financial Services's highest PB Ratio was 1.47. The lowest was 0.67. And the median was 0.97.
FRAF's PB Ratio is ranked worse than 50.07% of 1464
companies
in the Banks industry
Industry Median: 0.855
vs FRAF: 0.87
During the past 12 months, Franklin Financial Services's average Book Value Per Share Growth Rate was 16.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -3.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Franklin Financial Services was 9.60% per year. The lowest was -3.90% per year. And the median was 5.05% per year.
Back to Basics: PB Ratio
Franklin Financial Services PB Ratio Historical Data
The historical data trend for Franklin Financial Services's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Premium members only.
Franklin Financial Services Annual Data
Trend
Dec14
Dec15
Dec16
Dec17
Dec18
Dec19
Dec20
Dec21
Dec22
Dec23
PB Ratio
1.32
0.82
0.94
1.39
1.04
Franklin Financial Services Quarterly Data
Mar19
Jun19
Sep19
Dec19
Mar20
Jun20
Sep20
Dec20
Mar21
Jun21
Sep21
Dec21
Mar22
Jun22
Sep22
Dec22
Mar23
Jun23
Sep23
Dec23
PB Ratio
1.39
1.06
1.01
1.08
1.04
Competitive Comparison
For the Banks - Regional subindustry, Franklin Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Financial Services PB Ratio Distribution
For the Banks industry and Financial Services sector, Franklin Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Franklin Financial Services's PB Ratio falls into.
Franklin Financial Services PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Franklin Financial Services's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Franklin Financial Services (NAS:FRAF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Franklin Financial Services PB Ratio Related Terms
Thank you for viewing the detailed overview of Franklin Financial Services's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
Franklin Financial Services (Franklin Financial Services) Business Description
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities which includes accepting and maintaining checking, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.
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