Saga (LSE:SAGA) PB Ratio

: 0.73 (As of Today)

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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-24), Saga's share price is £1.148. Saga's Book Value per Share for the quarter that ended in Jan. 2024 was £1.58. Hence, Saga's PB Ratio of today is 0.73.

The historical rank and industry rank for Saga's PB Ratio or its related term are showing as below:

LSE:SAGA' s PB Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.82 Max: 2.5
Current: 0.74

During the past 13 years, Saga's highest PB Ratio was 2.50. The lowest was 0.16. And the median was 0.82.

LSE:SAGA's PB Ratio is ranked better than
76.91% of 485 companies
in the Insurance industry
Industry Median: 1.21 vs LSE:SAGA: 0.74

During the past 12 months, Saga's average Book Value Per Share Growth Rate was -40.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -31.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -31.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -18.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Saga was 7.30% per year. The lowest was -31.30% per year. And the median was -12.65% per year.

Back to Basics: PB Ratio

Saga PB Ratio Historical Data

The historical data trend for Saga's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Saga Annual Data

Trend

Jan15

Jan16

Jan17

Jan18

Jan19

Jan20

Jan21

Jan22

Jan23

Jan24

PB Ratio

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0.80

0.51

0.61

0.72

0.87

Saga Semi-Annual Data
	Jul14	Jan15	Jul15	Jan16	Jul16	Jan17	Jul17	Jan18	Jul18	Jan19	Jul19	Jan20	Jul20	Jan21	Jul21	Jan22	Jul22	Jan23	Jul23	Jan24
PB Ratio	Get a 7-Day Free Trial															0.61	0.56	0.72	0.60	0.87

Competitive Comparison

For the Insurance - Diversified subindustry, Saga's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Saga PB Ratio Distribution

For the Insurance industry and Financial Services sector, Saga's PB Ratio distribution charts can be found below:

* The bar in red indicates where Saga's PB Ratio falls into.

Saga PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Saga's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Jan. 2024)
	=	1.148	/	1.576
	=	0.73

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Saga (LSE:SAGA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Saga PB Ratio Related Terms

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Saga (LSE:SAGA) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Saga PLC (LSE:SAGA) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

SAGAl:UK 65J:Germany

Address

3 Pancras Square, London, GBR, N1C 4AG

Website

https://www.saga.co.uk

Saga PLC is a diversified insurance company that also offers lifestyle products and services. The company operates in two main segments: insurance, Cruise and travel. The company generates the vast majority of its revenue from the insurance segment, specifically through premiums and credit income. This segment offers retail motor broking, retail home broking, and underwriting products and services. The travel segment provides group tours, holiday packages, and cruises. Saga's customers are people aged 50 and older, and all revenue comes from the United Kingdom and also from Cruise and travel segment.