Lloyds Banking Group (Lloyds Banking Group) PB Ratio

: 0.67 (As of Today)

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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-19), Lloyds Banking Group's share price is $2.52. Lloyds Banking Group's Book Value per Share for the quarter that ended in Dec. 2023 was $3.76. Hence, Lloyds Banking Group's PB Ratio of today is 0.67.

The historical rank and industry rank for Lloyds Banking Group's PB Ratio or its related term are showing as below:

LYG' s PB Ratio Range Over the Past 10 Years
Min: 0.56 Med: 0.63 Max: 0.82
Current: 0.69

During the past 13 years, Lloyds Banking Group's highest PB Ratio was 0.82. The lowest was 0.56. And the median was 0.63.

LYG's PB Ratio is ranked better than
67.81% of 1463 companies
in the Banks industry
Industry Median: 0.84 vs LYG: 0.69

During the past 12 months, Lloyds Banking Group's average Book Value Per Share Growth Rate was 14.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 1.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Lloyds Banking Group was 28.50% per year. The lowest was -32.60% per year. And the median was 0.75% per year.

Back to Basics: PB Ratio

Lloyds Banking Group PB Ratio Historical Data

The historical data trend for Lloyds Banking Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Array ( [0] => - [1] => - [2] => - [3] => - [4] => - [5] => 0.93 [6] => 0.53 [7] => 0.67 [8] => 0.70 [9] => 0.64 )

Lloyds Banking Group Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

PB Ratio

0.93

0.53

0.67

0.70

0.64

Lloyds Banking Group Quarterly Data
	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
PB Ratio																0.70	0.67	0.64	0.61	0.64

Competitive Comparison

For the Banks - Regional subindustry, Lloyds Banking Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lloyds Banking Group PB Ratio Distribution

For the Banks industry and Financial Services sector, Lloyds Banking Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Lloyds Banking Group's PB Ratio falls into.

Lloyds Banking Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Lloyds Banking Group's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Dec. 2023)
	=	2.52	/	3.757
	=	0.67

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Lloyds Banking Group (NYSE:LYG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Lloyds Banking Group PB Ratio Related Terms

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Lloyds Banking Group (Lloyds Banking Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Lloyds Banking Group PLC (NYSE:LYG) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

LLDTF:USA LLOYl:UK LLPE.PFD:UK LLPD.PFD:UK LLPC.PFD:UK LLOY:UK LLD:Germany LLD:Germany LLD:Germany LLD:Germany L1YG34:Brazil LYG:Argentina

Address

25 Gresham Street, London, GBR, EC2V 7HN

Website

https://www.lloydsbankinggroup.com

Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large corporates and financial institutions in the U.K. Insurance and wealth rounds out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset-management services.