The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-25), Peoples Financial Services's share price is $38.74. Peoples Financial Services's Book Value per Share for the quarter that ended in Dec. 2023 was $48.35. Hence, Peoples Financial Services's PB Ratio of today is 0.80.
Good Sign:
Peoples Financial Services Corp stock PB Ratio (=0.8) is close to 10-year low of 0.76
The historical rank and industry rank for Peoples Financial Services's PB Ratio or its related term are showing as below:
PFIS'
s PB Ratio Range Over the Past 10 Years
Min: 0.76 Med: 1.16 Max: 1.72
Current: 0.8
During the past 13 years, Peoples Financial Services's highest PB Ratio was 1.72. The lowest was 0.76. And the median was 1.16.
PFIS's PB Ratio is ranked better than 56.27% of 1459
companies
in the Banks industry
Industry Median: 0.85
vs PFIS: 0.80
During the past 12 months, Peoples Financial Services's average Book Value Per Share Growth Rate was 9.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Peoples Financial Services was 43.60% per year. The lowest was -7.50% per year. And the median was 5.45% per year.
Back to Basics: PB Ratio
Peoples Financial Services PB Ratio Historical Data
The historical data trend for Peoples Financial Services's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Peoples Financial Services's PB Ratio
For the Banks - Regional subindustry, Peoples Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Financial Services's PB Ratio Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Peoples Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Peoples Financial Services's PB Ratio falls into.
Peoples Financial Services PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Peoples Financial Services's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Peoples Financial Services (NAS:PFIS) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Peoples Financial Services PB Ratio Related Terms
Thank you for viewing the detailed overview of Peoples Financial Services's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
Peoples Financial Services (Peoples Financial Services) Business Description
Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.
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