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Penns Woods Bancorp (Penns Woods Bancorp) PB Ratio

: 0.68 (As of Today)
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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-15), Penns Woods Bancorp's share price is $17.25. Penns Woods Bancorp's Book Value per Share for the quarter that ended in Dec. 2023 was $25.51. Hence, Penns Woods Bancorp's PB Ratio of today is 0.68.

Good Sign:

Penns Woods Bancorp Inc stock PB Ratio (=0.7) is close to 10-year low of 0.7

The historical rank and industry rank for Penns Woods Bancorp's PB Ratio or its related term are showing as below:

PWOD' s PB Ratio Range Over the Past 10 Years
Min: 0.67   Med: 1.4   Max: 2.01
Current: 0.68

During the past 13 years, Penns Woods Bancorp's highest PB Ratio was 2.01. The lowest was 0.67. And the median was 1.40.

PWOD's PB Ratio is ranked better than
67.42% of 1464 companies
in the Banks industry
Industry Median: 0.86 vs PWOD: 0.68

During the past 12 months, Penns Woods Bancorp's average Book Value Per Share Growth Rate was 7.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 3.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Penns Woods Bancorp was 15.10% per year. The lowest was -5.20% per year. And the median was 4.95% per year.

Back to Basics: PB Ratio


Penns Woods Bancorp PB Ratio Historical Data

The historical data trend for Penns Woods Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Penns Woods Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.62 1.12 0.97 1.12 0.88

Penns Woods Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 0.94 1.01 0.86 0.88

Competitive Comparison

For the Banks - Regional subindustry, Penns Woods Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Penns Woods Bancorp PB Ratio Distribution

For the Banks industry and Financial Services sector, Penns Woods Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Penns Woods Bancorp's PB Ratio falls into.



Penns Woods Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Penns Woods Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=17.25/25.51
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Penns Woods Bancorp  (NAS:PWOD) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Penns Woods Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Penns Woods Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Penns Woods Bancorp (Penns Woods Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
300 Market Street, P.O. Box 967, Williamsport, PA, USA, 17703-0967
Penns Woods Bancorp Inc is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their retail banking, commercial banking, mortgage services and financial services divisions. The Banks are engaged in commercial and retail banking which includes the acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. Utilizing a branch office network, ATMs, Internet, and telephone banking delivery channels, the Banks deliver their products and services to the communities residing in.
Executives
Charles E. Kranich director 1025 GREENBRIAR DRIVE, STATE COLLEGE PA 16801-6936
William Edwards director 885 SHADE HOLLOW ROAD, MILL HALL PA 17751
Cameron Kephart director 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Daniel K. Brewer director 23 LONG VIEW DRIVE, BLOOMSBURG PA 17815
Richard A Grafmyre director, officer: President and CEO 115 SKYWARD DRIVE, DANVILLE PA 17821
Brian L Knepp officer: VP of Finance/Asst. Secretary ONE STRAWBERRY LANE, MIDDLEBURG PA 17842
Jack W. Jones officer: CBO 300 MARKET STREET, P. O. BOX 967, WILLIAMSPORT PA 17703
Robert Neher officer: President Luzerne Bank 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Furey James M Ii director 299 LEHMAN DRIVE, COGAN STATION PA 17728
Nackley John G Sr director 559 LAKESIDE DRIVE, HARVEYS LAKE PA 18618
Joseph E Kluger director 1768 PENNS CROSSING, ALLENTOWN PA 18104
D Michael Hawbaker director 502 STONECLIFFE PLACE, PORT MATILDA PA 16870
Jill Fortinsky Schwartz director 857 NANDY DRIVE, KINGSTON PA 18704
Michelle M Karas officer: Chief Operating Officer C/O PENNS WOODS BANCORP, INC., 300 MARKET STREET, WILLIAMSPORT PA 17703
Robert Q. Miller director 534 MUNRO ROAD, MILL HALL PA 17751