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TFS Financial (TFS Financial) PB Ratio : 1.85 (As of Apr. 24, 2024)


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TFS Financial PB Ratio Definition

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-24), TFS Financial's share price is $12.31. TFS Financial's Book Value per Share for the quarter that ended in Dec. 2023 was $6.65. Hence, TFS Financial's PB Ratio of today is 1.85.

The historical rank and industry rank for TFS Financial's PB Ratio or its related term are showing as below:

TFSL' s PB Ratio Range Over the Past 10 Years
Min: 1.61   Med: 2.54   Max: 3.71
Current: 1.85

During the past 13 years, TFS Financial's highest PB Ratio was 3.71. The lowest was 1.61. And the median was 2.54.

TFSL's PB Ratio is ranked worse than
88.55% of 1459 companies
in the Banks industry
Industry Median: 0.85 vs TFSL: 1.85

During the past 12 months, TFS Financial's average Book Value Per Share Growth Rate was 0.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 1.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of TFS Financial was 20.60% per year. The lowest was -1.70% per year. And the median was 1.50% per year.

Back to Basics: PB Ratio


TFS Financial PB Ratio Historical Data

The historical data trend for TFS Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

TFS Financial PB Ratio Chart

TFS Financial Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.97 2.46 3.09 1.98 1.72

TFS Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.18 1.93 1.87 1.72 2.21

Competitive Comparison of TFS Financial's PB Ratio

For the Banks - Regional subindustry, TFS Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TFS Financial PB Ratio Distribution

For the Banks industry and Financial Services sector, TFS Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where TFS Financial's PB Ratio falls into.



TFS Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

TFS Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=12.31/6.65
=1.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


TFS Financial  (NAS:TFSL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


TFS Financial PB Ratio Related Terms

Thank you for viewing the detailed overview of TFS Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


TFS Financial (TFS Financial) Business Description

Traded in Other Exchanges
Address
7007 Broadway Avenue, Cleveland, OH, USA, 44105
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
Executives
Daniel Fabian Weir director 7007 BROADWAY AVE, CLEVELAND OH 44105
Russell Clay Holmes officer: Chief Retail Officer 7007 BROADWAY, CLEVELAND OH 44105
Meredith S Weil officer: Chief Retail Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Ashley H Williams director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Benjamin Stefanski Gavin officer: Chief Lending Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Marc A Stefanski director, officer: Chairman, President and CEO 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Barbara J. Anderson director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Anthony J Asher director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Timothy W Mulhern officer: Finance Manager - Future CFO 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Martin J Cohen director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Bradley Taylor Stefanski officer: Chief Strategy Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Paul J Huml officer: Chief Operating Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Robert A Fiala director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
William C Mulligan director 201 EAST SANDPOINTE, 8TH FLOOR, SANTA ANA CA 92707
Susanne Noel Miller officer: Chief Accounting Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105

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