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UWM Holdings (UWM Holdings) PB Ratio

: 5.20 (As of Today)
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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-23), UWM Holdings's share price is $6.25. UWM Holdings's Book Value per Share for the quarter that ended in Dec. 2023 was $1.20. Hence, UWM Holdings's PB Ratio of today is 5.20.

The historical rank and industry rank for UWM Holdings's PB Ratio or its related term are showing as below:

UWMC' s PB Ratio Range Over the Past 10 Years
Min: 0.33   Med: 3.86   Max: 9.31
Current: 5.21

During the past 5 years, UWM Holdings's highest PB Ratio was 9.31. The lowest was 0.33. And the median was 3.86.

UWMC's PB Ratio is ranked worse than
98.36% of 1460 companies
in the Banks industry
Industry Median: 0.85 vs UWMC: 5.21

During the past 12 months, UWM Holdings's average Book Value Per Share Growth Rate was -22.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -62.60% per year.

During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of UWM Holdings was -62.60% per year. The lowest was -62.60% per year. And the median was -62.60% per year.

Back to Basics: PB Ratio


UWM Holdings PB Ratio Historical Data

The historical data trend for UWM Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UWM Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
- - 3.81 2.13 5.95

UWM Holdings Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.13 3.71 4.28 3.44 5.95

Competitive Comparison

For the Mortgage Finance subindustry, UWM Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UWM Holdings PB Ratio Distribution

For the Banks industry and Financial Services sector, UWM Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where UWM Holdings's PB Ratio falls into.



UWM Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

UWM Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=6.25/1.202
=5.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


UWM Holdings  (NYSE:UWMC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


UWM Holdings PB Ratio Related Terms

Thank you for viewing the detailed overview of UWM Holdings's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UWM Holdings (UWM Holdings) Business Description

Traded in Other Exchanges
N/A
Address
585 South Boulevard East, Pontiac, MI, USA, 48341
UWM Holdings Corp engages in the origination, sale and servicing of residential mortgage loans. The company provides independent mortgage advisors across the states and the district of Columbia.
Executives
Robert Verdun director C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Stacey Coopes director C/O UWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Kelly Czubak director C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Alex Elezaj director, officer: EVP, Chief Strategy Officer C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Laura Lawson director, officer: EVP, Chief People Officer C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Andrew Hubacker officer: CAO C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Tim Forrester officer: EVP and CFO C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Melinda Wilner director, officer: EVP, COO C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Ishbia Mat director, 10 percent owner, officer: President and CEO C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Sfs Holding Corp director, 10 percent owner 585 SOUTH BLVD E, PONTIAC MI 48341
Justin Ishbia director C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Jeff Ishbia director, 10 percent owner C/OUWM HOLDINGS CORPORATION, 585 SOUTH BLVD E, PONTIAC MI 48341
Isiah Iii Thomas director TWO PENNSYLVANIA PLAZA, NEW YORK NY 10121
Jeffrey Gene Rea director C/O STOCK BUILDING SUPPLY HOLDINGS, INC., 8020 ARCO CORPORATE DRIVE, SUITE 400, RALEIGH NC 27617
Gores Sponsor Iv Llc director, 10 percent owner 9800 WILSHIRE BLVD., BEVERLY HILLS CA 90212