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NBT Bancorp (NBT Bancorp) Price-to-Free-Cash-Flow

: 10.31 (As of Today)
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As of today (2024-04-19), NBT Bancorp's share price is $34.11. NBT Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $3.31. Hence, NBT Bancorp's Price-to-Free-Cash-Flow Ratio for today is 10.31.

The historical rank and industry rank for NBT Bancorp's Price-to-Free-Cash-Flow or its related term are showing as below:

NBTB' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 6.86   Med: 11.19   Max: 17.78
Current: 10.32

During the past 13 years, NBT Bancorp's highest Price-to-Free-Cash-Flow Ratio was 17.78. The lowest was 6.86. And the median was 11.19.

NBTB's Price-to-Free-Cash-Flow is ranked worse than
73.23% of 990 companies
in the Banks industry
Industry Median: 6.48 vs NBTB: 10.32

NBT Bancorp's Free Cash Flow per Share for the three months ended in Dec. 2023 was $0.69. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $3.31.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of NBT Bancorp was -18.90% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 2.00% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 2.60% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 5.40% per year.

During the past 13 years, NBT Bancorp's highest 3-Year average Free Cash Flow per Share Growth Rate was 97.20% per year. The lowest was -24.20% per year. And the median was 3.20% per year.


NBT Bancorp Price-to-Free-Cash-Flow Historical Data

The historical data trend for NBT Bancorp's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

NBT Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.19 10.30 11.12 10.64 12.66

NBT Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.64 8.94 9.90 9.74 12.66

Competitive Comparison

For the Banks - Regional subindustry, NBT Bancorp's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NBT Bancorp Price-to-Free-Cash-Flow Distribution

For the Banks industry and Financial Services sector, NBT Bancorp's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where NBT Bancorp's Price-to-Free-Cash-Flow falls into.



NBT Bancorp Price-to-Free-Cash-Flow Calculation

NBT Bancorp's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=34.11/3.309
=10.31

NBT Bancorp's Share Price of today is $34.11.
NBT Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.31.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

NBT Bancorp  (NAS:NBTB) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


NBT Bancorp Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of NBT Bancorp's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


NBT Bancorp (NBT Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
52 South Broad Street, Norwich, NY, USA, 13815
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. NBT Bank is a full-service community bank offering a full range of retail and commercial banking products, as well as trust and investment services. Loans products include consumer loans, home equity loans, mortgages, business banking loans, and commercial loans. Nearly half of its loan portfolio is in commercial loans. The bank serves individuals, corporations, and municipalities, and operates scores of locations throughout the states of New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine.
Executives
Jason David Brown director 52 SOUTH BROAD STREET, NORWICH NY 13815
Cantele Richard J Jr officer: EVP/Strategic Integration
Amy Wiles officer: EVP, Chief Risk and Credit 52 SOUTH BROAD STREET, NORWICH NY 13815
Timothy E Delaney director 52 SOUTH BROAD STREET, NORWICH NY 13815
Scott Allen Kingsley officer: EVP & Chief Financial Officer 8365 GLEN EAGLE DRIVE, MANLIUS NY 13104
Heidi M Hoeller director 52 SOUTH BROAD STREET, NORWICH NY 13815
Shaunastar Hyle officer: EVP, Consumer Lending 52 SOUTH BROAD STREET, NORWICH NY 13815
Cynthia A Smaniotto officer: SVP, Chief HR Officer 52 SOUTH BROAD STREET, NORWICH NY 13815
Martin Randolph Sparks officer: EVP,General Counsel,Secretary 52 SOUTH BROAD STREET, NORWICH NY 13815
Martin A Dietrich director, other: Chairman, NBT Bancorp 52 SOUTH BROAD STREET, NORWICH NY 13815
Ruth H Mahoney officer: EVP/President of Wealth Mgmt 52 SOUTH BROAD STREET, NORWICH NY 13815
Matthew K Durkee officer: EVP / President of New England 52 SOUTH BROAD STREET, NORWICH NY 13815
Jack H Webb officer: EVP - Strategic Support C/O NBT BANCORP INC., 52 SOUTH BROAD STREET, NORWICH NY 13815
Johanna R Ames director 52 SOUTH BROAD STREET, NORWICH NY 13815
Robinson V Daniel Ii director 52 SOUTH BROAD STREET, NORWICH NY 13815

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