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Summit Financial Group (Summit Financial Group) Price-to-Free-Cash-Flow

: 5.84 (As of Today)
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As of today (2024-04-22), Summit Financial Group's share price is $27.35. Summit Financial Group's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $4.69. Hence, Summit Financial Group's Price-to-Free-Cash-Flow Ratio for today is 5.84.

The historical rank and industry rank for Summit Financial Group's Price-to-Free-Cash-Flow or its related term are showing as below:

SMMF' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.79   Med: 6.3   Max: 21.96
Current: 5.84

During the past 13 years, Summit Financial Group's highest Price-to-Free-Cash-Flow Ratio was 21.96. The lowest was 2.79. And the median was 6.30.

SMMF's Price-to-Free-Cash-Flow is ranked better than
56.93% of 989 companies
in the Banks industry
Industry Median: 6.59 vs SMMF: 5.84

Summit Financial Group's Free Cash Flow per Share for the three months ended in Dec. 2023 was $1.19. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $4.69.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Summit Financial Group was -10.00% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 19.00% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 16.90% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 8.40% per year.

During the past 13 years, Summit Financial Group's highest 3-Year average Free Cash Flow per Share Growth Rate was 93.60% per year. The lowest was -91.10% per year. And the median was 8.95% per year.


Summit Financial Group Price-to-Free-Cash-Flow Historical Data

The historical data trend for Summit Financial Group's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Summit Financial Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.74 7.95 6.23 4.79 6.56

Summit Financial Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.79 3.92 4.07 4.65 6.56

Competitive Comparison

For the Banks - Regional subindustry, Summit Financial Group's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Summit Financial Group Price-to-Free-Cash-Flow Distribution

For the Banks industry and Financial Services sector, Summit Financial Group's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Summit Financial Group's Price-to-Free-Cash-Flow falls into.



Summit Financial Group Price-to-Free-Cash-Flow Calculation

Summit Financial Group's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=27.35/4.686
=5.84

Summit Financial Group's Share Price of today is $27.35.
Summit Financial Group's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.69.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Summit Financial Group  (NAS:SMMF) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Summit Financial Group Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Summit Financial Group's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Summit Financial Group (Summit Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
300 North Main Street, Moorefield, WV, USA, 26836
Summit Financial Group Inc is a financial holding company. The company provides community banking services in the Eastern Panhandle, Southern, and North Central regions of West Virginia and the Northern, Shenandoah Valley, and Southwestern regions of Virginia. It provides a wide range of community banking services, including demand, savings, and time deposits; commercial, real estate, and consumer loans; trust and wealth management services; and cash management services.
Executives
Gary L Hinkle director PO BOX 65, CIRCLEVILLE WV 26804
Jill S Upson director 336 PEBBLE BEACH DRIVE, CHARLES TOWN WV 25414
Scott C Jennings director, officer: Senior VP/ COO PO BOX 438, MOOREFIELD WV 26836
Oscar M Bean director PO BOX 179, MOOREFIELD WV 26836
Joseph Hager officer: EVP & Chief Risk Officer 221 HAYES AVENUE, CHARLESTON WV 25314
Patricia L Owens officer: Ex. VP & Chief Banking Officer 9328 EAGEL CT, MANASSAS PARK VA 20111
Danyl R Freeman officer: EVP & Chief Human Resources Of 388 VALLEY VIEW ROAD, MOOREFIELD WV 26836
Angela R Zirk officer: EVP & Chief Experience Officer PO BOX 23, OLD FIELDS WV 26845
Lauren N. Kimlel officer: EVP & Chief Banking Officer 22453 INDIAN POINT ROAD, BOZMAN MD 21612
David Wilson director POST OFFICE BOX 2707, EASTON MD 21601
John H Shott director PO BOX 407, BLUEFIELD WV 24701
Jason A Kitzmiller director 8070 LUNICE CREEK, MAYSVILLE WV 26833
Charles Pieirillo director PO BOX 38, MADISON WV 25130
James M Cookman director PO BOX 179, MOOREFIELD WV 26836
Georgette R. George director PO BOX 8523, CHARLESTON WV 25303

Summit Financial Group (Summit Financial Group) Headlines

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