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AmeriServ Financial (AmeriServ Financial) PS Ratio

: 0.90 (As of Today)
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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, AmeriServ Financial's share price is $2.74. AmeriServ Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $3.06. Hence, AmeriServ Financial's PS Ratio for today is 0.90.

The historical rank and industry rank for AmeriServ Financial's PS Ratio or its related term are showing as below:

ASRV' s PS Ratio Range Over the Past 10 Years
Min: 0.74   Med: 1.23   Max: 1.66
Current: 0.9

During the past 13 years, AmeriServ Financial's highest PS Ratio was 1.66. The lowest was 0.74. And the median was 1.23.

ASRV's PS Ratio is ranked better than
89.9% of 1455 companies
in the Banks industry
Industry Median: 2.36 vs ASRV: 0.90

AmeriServ Financial's Revenue per Sharefor the three months ended in Dec. 2023 was $0.66. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $3.06.

Warning Sign:

AmeriServ Financial Inc revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of AmeriServ Financial was -8.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was -0.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 3.00% per year. During the past 10 years, the average Revenue per Share Growth Rate was 2.80% per year.

During the past 13 years, AmeriServ Financial's highest 3-Year average Revenue per Share Growth Rate was 12.30% per year. The lowest was -20.70% per year. And the median was 3.35% per year.

Back to Basics: PS Ratio


AmeriServ Financial PS Ratio Historical Data

The historical data trend for AmeriServ Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Array ( [0] => - [1] => - [2] => - [3] => - [4] => - [5] => 1.46 [6] => 1.01 [7] => 1.16 [8] => 1.18 [9] => 1.06 )
AmeriServ Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.01 1.16 1.18 1.06

AmeriServ Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.18 0.90 0.77 0.82 1.06

Competitive Comparison

For the Banks - Regional subindustry, AmeriServ Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AmeriServ Financial PS Ratio Distribution

For the Banks industry and Financial Services sector, AmeriServ Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where AmeriServ Financial's PS Ratio falls into.



AmeriServ Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

AmeriServ Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=2.74/3.056
=0.90

AmeriServ Financial's Share Price of today is $2.74.
AmeriServ Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.06.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


AmeriServ Financial  (NAS:ASRV) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


AmeriServ Financial PS Ratio Related Terms

Thank you for viewing the detailed overview of AmeriServ Financial's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


AmeriServ Financial (AmeriServ Financial) Business Description

Traded in Other Exchanges
N/A
Address
Main and Franklin Streets, P.O. Box 430, Johnstown, PA, USA, 15907-0430
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking; wealth management and investment/parent. The company generates maximum revenue from the community banking segment. The community banking segment includes both retail and commercial banking activities. Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, business services, and CRE loans.
Executives
Jeffrey A Stopko officer: Senior Vice President and CFO
Richard W. Bloomingdale director C/O AMERISERV FINANCIAL, INC., 216 FRANKLIN STREET, JOHNSTOWN PA 15901
Kim W Kunkle director
David J. Hickton director C/O AMERISERV FINANCIAL, INC., 216 FRANKLIN STREET, JOHNSTOWN PA 15901
James T Huerth officer: EVP, Commercial Banking 102 S MAIN STREET, CULPEPER VA 22701
Amy Bradley director MAIN & FRANKLIN STREETS, P. O. BOX 430, JOHNSTOWN PA 15907
O Malley Margaret A director
Daniel A. Onorato director MAIN & FRANKLIN STREETS, P.O. BOX 430, JOHNSTOWN PA 15907
Robert L Wise director
Craig G Ford director, officer: Chairman, President & CEO
Thomas C Slater director
Young Gregor T Iv officer: President & CEO of Trust Co. C/O S&T BANCORP INC, P O BOX 190, INDIANA PA 15701
Duke Bruce E Iii director
Michael D Lynch officer: Interim SVP & CFO 216 FRANKLIN STREET, JOHNSTOWN PA 15901
Michael R. Baylor officer: EVP & Regional President 216 FRANKLIN STREET, JOHNSTOWN PA 15901

AmeriServ Financial (AmeriServ Financial) Headlines