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PSB Holdings (PSB Holdings) PS Ratio : 1.92 (As of Apr. 25, 2024)


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What is PSB Holdings PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PSB Holdings's share price is $20.45. PSB Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $10.65. Hence, PSB Holdings's PS Ratio for today is 1.92.

Good Sign:

PSB Holdings Inc stock PS Ratio (=1.89) is close to 10-year low of 1.85

The historical rank and industry rank for PSB Holdings's PS Ratio or its related term are showing as below:

PSBQ' s PS Ratio Range Over the Past 10 Years
Min: 1.8   Med: 2.41   Max: 3.61
Current: 1.92

During the past 13 years, PSB Holdings's highest PS Ratio was 3.61. The lowest was 1.80. And the median was 2.41.

PSBQ's PS Ratio is ranked better than
64.41% of 1450 companies
in the Banks industry
Industry Median: 2.4 vs PSBQ: 1.92

PSB Holdings's Revenue per Sharefor the three months ended in Dec. 2023 was $2.56. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $10.65.

Warning Sign:

PSB Holdings Inc revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of PSB Holdings was 0.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 3.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 6.90% per year. During the past 10 years, the average Revenue per Share Growth Rate was 8.20% per year.

During the past 13 years, PSB Holdings's highest 3-Year average Revenue per Share Growth Rate was 48.60% per year. The lowest was 1.50% per year. And the median was 8.20% per year.

Back to Basics: PS Ratio


PSB Holdings PS Ratio Historical Data

The historical data trend for PSB Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PSB Holdings PS Ratio Chart

PSB Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.17 2.11 2.41 2.04 2.05

PSB Holdings Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 1.96 1.87 1.94 2.05

Competitive Comparison of PSB Holdings's PS Ratio

For the Banks - Regional subindustry, PSB Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSB Holdings's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PSB Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where PSB Holdings's PS Ratio falls into.



PSB Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

PSB Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=20.45/10.645
=1.92

PSB Holdings's Share Price of today is $20.45.
PSB Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.65.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


PSB Holdings  (OTCPK:PSBQ) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


PSB Holdings PS Ratio Related Terms

Thank you for viewing the detailed overview of PSB Holdings's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


PSB Holdings (PSB Holdings) Business Description

Traded in Other Exchanges
N/A
Address
1905 Stewart Avenue, P.O. Box 1686, Wausau, WI, USA, 54402-1686
PSB Holdings Inc operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services.
Executives
Lee A Guenther director 9165 DAVIES ROAD, MINOCQUA WI 54548-0050
Karla M Kieffer director 803 MCINDOE STREET, WAUSAU WI 54403
Kevin J Kraft director 3011 N 9TH STREET, WAUSAU WI 54403
Tim Sonnentag director 205 NORTH STREET, PO BOX 100, MARATHON WI 54448-0100
Peter William Knitt director, officer: President & CEO PO BOX 1686, WAUSAU WI 54402-1686
John H Sonnentag director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Charles A Ghidorzi director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Thomas R Polzer director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
William J Fish director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Patrick L Crooks director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Todd R Toppen officer: Vice President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Scott M Cattanach officer: Treasurer PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Connor director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Gullickson director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
David K Kopperud director, officer: President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686