>
Switch to:

PT Bank BTPN Syariah Tbk Financial Strength

: 5 (As of Jun. 2021)
View and export this data going back to 2018. Start your Free Trial

PT Bank BTPN Syariah Tbk has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate PT Bank BTPN Syariah Tbk's interest coverage with the available data. PT Bank BTPN Syariah Tbk's debt to revenue ratio for the quarter that ended in Jun. 2021 was 0.02. Altman Z-Score does not apply to banks and insurance companies.


PT Bank BTPN Syariah Tbk Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

PT Bank BTPN Syariah Tbk's Interest Expense for the months ended in Jun. 2021 was IDR0 Mil. Its Operating Income for the months ended in Jun. 2021 was IDR0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2021 was IDR84,213 Mil.

PT Bank BTPN Syariah Tbk's Interest Coverage for the quarter that ended in Jun. 2021 is

GuruFocus does not calculate PT Bank BTPN Syariah Tbk's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies interest coverage is at least 5. PT Bank BTPN Syariah Tbk has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

PT Bank BTPN Syariah Tbk's Debt to Revenue Ratio for the quarter that ended in Jun. 2021 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2021 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 84213) / 4277172
=0.02

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank BTPN Syariah Tbk  (ISX:BTPS) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

PT Bank BTPN Syariah Tbk has the Financial Strength Rank of 5.


PT Bank BTPN Syariah Tbk Financial Strength Related Terms

Thank you for viewing the detailed overview of PT Bank BTPN Syariah Tbk's Financial Strength provided by GuruFocus.com. Please click on the following links to see related term pages.


PT Bank BTPN Syariah Tbk Business Description

PT Bank BTPN Syariah Tbk logo
Industry
Financial Services » Banks NAICS : 0 SIC : 0
Traded in Other Exchanges
Address
Jalan Dr Ide Anak Agung Gde Agung Kav 5.5-5.6, Menara BTPN - CBD Mega Kuningan, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank BTPN Syariah Tbk is a foreign bank that operates their business in one segment, financing using murabahah contract for the productive poor community. Its business units include BTPN Sinaya - a financing business unit, BTPN Purna Bakti - a business unit focusing to serve retirees, BTPN Mitra Usaha Rakyat - a business unit focusing on micro businesses, BTPN Mitra Bisnis - a business unit focusing on serving small and medium enterprises, BTPN Wow! - financial inclusiveness focusing on the unbanked segment, Jenius - a digital banking platform serving the consuming class segment, and the corporate business unit which focuses on serving national, multinational and Japanese companies.
Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)