National Western Life Group has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Good Sign:
National Western Life Group Inc shows strong financial strength.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:
1. The debt burden that the company has as measured by its
Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3.
Altman Z-Score.
National Western Life Group has no long-term debt (1).
National Western Life Group's debt to revenue ratio for the quarter that ended in Dec. 2023 was 0.00.
Altman Z-Score does not apply to banks and insurance companies.
(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
National Western Life Group Financial Strength Calculation
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
National Western Life Group's Interest Expense for the
months ended in Dec. 2023 was $0.0 Mil. Its Operating Income for the
months ended in Dec. 2023 was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.0 Mil.
National Western Life Group's Interest Coverage for the quarter that ended in Dec. 2023 is
| National Western Life Group had no long-term debt (1). |
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
National Western Life Group Inc has no debt.
2. Debt to revenue ratio. The lower, the better.
National Western Life Group's Debt to Revenue Ratio for the quarter that ended in Dec. 2023 is
3. Altman Z-Score.
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Western Life Group (National Western Life Group) Business Description
Traded in Other Exchanges
N/A
Address
10801 N. Mopac Expy Building 3, Austin, TX, USA, 78759
National Western Life Group Inc is a global insurance company that provides insurance products for the savings, protection, and retirement needs of policyholders. The company's product portfolio includes individual whole life, universal life and term insurance plans, and annuities. The company is organized into four operating business segments based on product types and geographic marketing areas: Domestic life insurance, International life insurance, Annuities, and Acquired businesses. The annuities segment contributes roughly half of the company's revenue, and most of the company's revenue is earned in the United States.
Executives
| E J Pederson |
director |
850 EAST ANDERSON LANE, AUSTIN TX 78752 |
| Ross R Moody |
director, officer: President & Interim CEO |
850 E. ANDERSON LANE, AUSTIN TX 78752 |
| David S Boone |
director |
AMERICAN CARESOURCE HOLDINGS, INC., 5429 LYNDON B. JOHNSON FREEWAY, #100, DALLAS TX 75240 |
| Thomas A Blackwell |
director |
850 E. ANDERSON LANE, AUSTIN TX 78752 |
| Rey Jr Perez |
officer: Sr VP - CLO & Secretary |
850 E. ANDERSON LANE, AUSTIN TX 78752 |
| Gina Byrne Miller |
other: NWLIC SVP - CLO & Secretary |
10801 N. MOPAC EXPY., BLDG. 3, AUSTIN TX 78759 |
| Allison L Lounsbury |
other: NWLIC - VP Controller |
10801 N. MOPAC EXPY., BLDG. 3, AUSTIN TX 78759 |
| Van De Berg Stephen M |
other: NWLIC - SVP Chief Actuary CRO |
10801 N. MOPAC EXPY, BLDG 3, AUSTIN TX 78759 |
| Chad J Tope |
other: NWLIC - EVP CMO |
10801 N. MOPAC EXPY, BLDG 3, AUSTIN TX 78759 |
| Natalie U Anderson |
other: NWLIC - VP Head of Investments |
10801 N. MOPAC EXPY., BLDG. 3, AUSTIN TX 78759 |
| Robert L Moody |
10 percent owner |
850 EAST ANDERSON LANE, AUSTIN TX 78752 |
| Robert L. Moody Revocable Trust |
10 percent owner |
C/O MOODY NATIONAL BANK, 2302 POSTOFFICE ST., GALVESTON TX 77550 |
| Gregory J Owen |
other: NWLIC - SVP CIO |
10801 N. MOPAC EXPY BLDG 3, AUSTIN TX 78759 |
| Russell S. Moody |
director |
850 E. ANDERSON LANE, AUSTIN TX 78752 |
| E Douglas Mcleod |
director |
850 EAST ANDERSON LANE, AUSTIN TX 78752 |
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