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Provident Financial Holdings (Provident Financial Holdings) Profitability Rank : 4 (As of Dec. 2023)


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What is Provident Financial Holdings Profitability Rank?

Provident Financial Holdings has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

Provident Financial Holdings's Operating Margin % for the quarter that ended in Dec. 2023 was 0.00%. As of today, Provident Financial Holdings's Piotroski F-Score is 4.


Competitive Comparison of Provident Financial Holdings's Profitability Rank

For the Banks - Regional subindustry, Provident Financial Holdings's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial Holdings's Profitability Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Holdings's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Provident Financial Holdings's Profitability Rank falls into.



Provident Financial Holdings Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Provident Financial Holdings has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Provident Financial Holdings's Operating Margin % for the quarter that ended in Dec. 2023 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2023 ) / Revenue (Q: Dec. 2023 )
=0 / 9.649
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Provident Financial Holdings has an F-score of 4 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank


Provident Financial Holdings Profitability Rank Related Terms

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Provident Financial Holdings (Provident Financial Holdings) Business Description

Traded in Other Exchanges
N/A
Address
3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgages, commercial business and consumer loans. It offers business checking accounts, other business banking services and services loans for others.
Executives
Kathy Michalak director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Roy Taylor director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
William E Thomas director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Bruce Bennett director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Craig G Blunden director, officer: President & CEO
Donavon P Ternes officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
David Weiant officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Lilian Brunner officer: Senior Vice President 3756 CENTRAL AVE., RIVERSIDE CA 92506
Debbi Guthrie director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Robert Scott Ritter officer: Senior Vice President 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Richard L Gale officer: Senior Vice President
Judy A Carpenter director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Joseph Barr director 3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Gwendolyn Wertz officer: Senior Vice President 9590 FOOTHILL BLVD C/O CORPORATE SERVCS, RANCHO CUCAMONGA CA 91730
Kathryn R Gonzales officer: Senior Vice President 3756 CENTRAL AVE., RIVERSIDE CA 92506

Provident Financial Holdings (Provident Financial Holdings) Headlines