PINXF (The People's Insurance Co (Group) of China) ROE % Adjusted to Book Value: -0.86% (As of Dec. 2025)


PINXF The People's Insurance Co (Group) of China Ltd PINXF
49 GF Score
Price $0.66
GF Value $0.59
Valuation Modestly Overvalued
! 2 Warning Signs
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What is The People's Insurance Co (Group) of China ROE % Adjusted to Book Value?

The People's Insurance Co (Group) of China PINXF +1.54% 49 ROE % Adjusted to Book Value is -0.86% as of Dec. 2025. GuruFocus rates PINXF with a GF Score™ of 49/100 and a GF Value™ of $0.59 (Modestly Overvalued). The stock has 2 warning signs investors should review.

The People's Insurance Co (Group) of China's ROE % for the quarter that ended in Dec. 2025 was -0.79%. The People's Insurance Co (Group) of China's PB Ratio for the quarter that ended in Dec. 2025 was 0.92. The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was -0.86%.


The People's Insurance Co (Group) of China ROE % Adjusted to Book Value Related Terms


The People's Insurance Co (Group) of China ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The People's Insurance Co (Group) of China ROE % Adjusted to Book Value Chart

The People's Insurance Co (Group) of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.86 30.00 18.57 37.93 17.64

The People's Insurance Co (Group) of China Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.88 19.88 0.00 32.11 -0.86

PINXF vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The People's Insurance Co (Group) of China ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value falls into.


PINXF
49GF Score
The People's Insurance Co (Group) of China Ltd PINXF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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The People's Insurance Co (Group) of China ROE % Adjusted to Book Value Calculation

The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.23% / 0.92
=17.64%

The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-0.79% / 0.92
=-0.86%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -0.86% mean?
The People's Insurance Co (Group) of China (PINXF) has a ROE % Adjusted to Book Value of -0.86% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on The People's Insurance Co (Group) of China and its competitors.
Is The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value too high?
The People's Insurance Co (Group) of China's current ROE % Adjusted to Book Value is -0.86%. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value compare to CB and PGR?
The People's Insurance Co (Group) of China's ROE % Adjusted to Book Value of -0.86% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on The People's Insurance Co (Group) of China and its competitors. The People's Insurance Co (Group) of China's current ROE % Adjusted to Book Value is -0.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (PINXF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.59, compared to a current price of $0.66 — trading 11.9% above its estimated fair value. The current ROE % Adjusted to Book Value is -0.86%. The People's Insurance Co (Group) of China's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (PINXF), the current ROE % Adjusted to Book Value is -0.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The People's Insurance Co (Group) of China (PINXF) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of $0.66 is trading 11.9% above its estimated GF Value™ of $0.59. GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.

Key valuation signals for PINXF:

  • ROE % Adjusted to Book Value: -0.86%
  • GF Value™: $0.59 vs. price of $0.66 (11.9% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the PINXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
49GF Score

Get the complete analysis for PINXF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.66
Price
$0.59
GF Value