GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » River Valley Bancorp (NAS:RIVR) » Definitions » Accounts Receivable

River Valley Bancorp (River Valley Bancorp) Accounts Receivable : $0.00 Mil (As of Sep. 2015)


View and export this data going back to . Start your Free Trial

What is River Valley Bancorp Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. River Valley Bancorp's accounts receivables for the quarter that ended in Sep. 2015 was $0.00 Mil.

Accounts receivable can be measured by Days Sales Outstanding. River Valley Bancorp's Days Sales Outstanding for the quarter that ended in Sep. 2015 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. River Valley Bancorp's Net-Net Working Capital per share for the quarter that ended in Sep. 2015 was $-175.33.


River Valley Bancorp Accounts Receivable Historical Data

The historical data trend for River Valley Bancorp's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River Valley Bancorp Accounts Receivable Chart

River Valley Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -

River Valley Bancorp Quarterly Data
Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

River Valley Bancorp Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


River Valley Bancorp Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

River Valley Bancorp's Days Sales Outstanding for the quarter that ended in Sep. 2015 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/5.234*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), River Valley Bancorp's accounts receivable are only considered to be worth 75% of book value:

River Valley Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Sep. 2015 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(17.333+0.75 * 0+0.5 * 0-458.057
-0-0)/2.5137
=-175.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


River Valley Bancorp Accounts Receivable Related Terms

Thank you for viewing the detailed overview of River Valley Bancorp's Accounts Receivable provided by GuruFocus.com. Please click on the following links to see related term pages.


River Valley Bancorp (River Valley Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
River Valley Bancorp, an Indiana corporation, was formed in 1996. The activities of the holding company have been limited mainly to holding the stock of River Valley Financial, which was organized in 1875 under the laws of the United States of America. River Valley Financial, which provides banking services in a single business segment, conducts operations from its 14 full-service office locations in southeastern Indiana and northern Kentucky. Its loan portfolio comprises of residential loans, multi-family loans, construction loans, nonresidential real estate loans, land loans, commercial loans, and consumer loans. The Bank underwrites fixed rate residential mortgage loan for potential sale to the FHLMC on a servicing-retained basis. Deposits are attracted through the offering of deposit instruments including fixed rate certificate of deposits, NOW, MMDAs and other transactional accounts, individual retirement accounts and savings accounts. The Bank is subject to examination, supervision and regulation by the Indiana Department of Financial Institutions, and the Federal Deposit Insurance Corporation. The Holding Company is a bank holding company, subject to oversight by the Board of Governors of the Federal Reserve System.
Executives
Lonnie D Collins director, officer: Secretary RIVER VALLEY BANCORP, 303 CLIFTY DR, MADISON IN 47250

River Valley Bancorp (River Valley Bancorp) Headlines