AmeriServ Financial (AmeriServ Financial) Change In Receivables : $-0.73 Mil (TTM As of Dec. 2023)

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What is AmeriServ Financial Change In Receivables?

AmeriServ Financial's change in receivables for the quarter that ended in Dec. 2023 was $0.12 Mil. It means AmeriServ Financial's Accounts Receivable declined by $0.12 Mil from Sep. 2023 to Dec. 2023 .

AmeriServ Financial's change in receivables for the fiscal year that ended in Dec. 2023 was $-0.73 Mil. It means AmeriServ Financial's Accounts Receivable increased by $0.73 Mil from Dec. 2022 to Dec. 2023 .

AmeriServ Financial's Accounts Receivable for the quarter that ended in Dec. 2023 was $5.53 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. AmeriServ Financial's Days Sales Outstanding for the three months ended in Dec. 2023 was 44.44.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. AmeriServ Financial's liquidation value for the three months ended in Dec. 2023 was $-1,103.48 Mil.

AmeriServ Financial Change In Receivables Historical Data

The historical data trend for AmeriServ Financial's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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AmeriServ Financial Change In Receivables Chart

AmeriServ Financial Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Change In Receivables

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0.04

-1.62

1.08

-0.82

-0.73

AmeriServ Financial Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Change In Receivables	Get a 7-Day Free Trial															-0.29	0.30	-0.86	0.12	-

AmeriServ Financial Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.73 Mil.

AmeriServ Financial (NAS:ASRV) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

AmeriServ Financial's Days Sales Outstanding for the quarter that ended in Dec. 2023 is calculated as:

	Days Sales Outstanding
=	Accounts Receivable	/	Revenue	*	Days in Period
=	5.529	/	11.353	*	91
=	44.44

2. In Ben Graham's calculation of liquidation value, AmeriServ Financial's accounts receivable are only considered to be worth 75% of book value:

AmeriServ Financial's liquidation value for the quarter that ended in Dec. 2023 is calculated as:

	Liquidation Value
=	Cash, Cash Equivalents, Marketable Securities	-	Total Liabilities	+	(0.75 * Accounts Receivable)	+	(0.5 * Total Inventories)
=	179.738	-	1287.361	+	0.75 * 5.529	+	0.5 * 0
=	-1,103.48

AmeriServ Financial Change In Receivables Related Terms

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AmeriServ Financial (AmeriServ Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » AmeriServ Financial Inc (NAS:ASRV) » Definitions » Change In Receivables

Comparable Companies

Traded in Other Exchanges

N/A

Address

Main and Franklin Streets, P.O. Box 430, Johnstown, PA, USA, 15907-0430

Website

https://www.ameriserv.com

AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking; wealth management and investment/parent. The company generates maximum revenue from the community banking segment. The community banking segment includes both retail and commercial banking activities. Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, business services, and CRE loans.

Executives

Jeffrey A Stopko	officer: Senior Vice President and CFO
Richard W. Bloomingdale	director	C/O AMERISERV FINANCIAL, INC., 216 FRANKLIN STREET, JOHNSTOWN PA 15901
Kim W Kunkle	director
David J. Hickton	director	C/O AMERISERV FINANCIAL, INC., 216 FRANKLIN STREET, JOHNSTOWN PA 15901
James T Huerth	officer: EVP, Commercial Banking	102 S MAIN STREET, CULPEPER VA 22701
Amy Bradley	director	MAIN & FRANKLIN STREETS, P. O. BOX 430, JOHNSTOWN PA 15907
O Malley Margaret A	director
Daniel A. Onorato	director	MAIN & FRANKLIN STREETS, P.O. BOX 430, JOHNSTOWN PA 15907
Robert L Wise	director
Craig G Ford	director, officer: Chairman, President & CEO
Thomas C Slater	director
Young Gregor T Iv	officer: President & CEO of Trust Co.	C/O S&T BANCORP INC, P O BOX 190, INDIANA PA 15701
Duke Bruce E Iii	director
Michael D Lynch	officer: Interim SVP & CFO	216 FRANKLIN STREET, JOHNSTOWN PA 15901
Michael R. Baylor	officer: EVP & Regional President	216 FRANKLIN STREET, JOHNSTOWN PA 15901