Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Change In Receivables : $0.06 Mil (TTM As of Dec. 2020)

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What is Elmiravings Bank Elmira NY Change In Receivables?

Elmiravings Bank Elmira NY's change in receivables for the quarter that ended in Dec. 2020 was $0.06 Mil. It means Elmiravings Bank Elmira NY's Accounts Receivable declined by $0.06 Mil from Dec. 2019 to Dec. 2020 .

Elmiravings Bank Elmira NY's change in receivables for the fiscal year that ended in Dec. 2020 was $0.06 Mil. It means Elmiravings Bank Elmira NY's Accounts Receivable declined by $0.06 Mil from Dec. 2019 to Dec. 2020 .

Elmiravings Bank Elmira NY's Accounts Receivable for the quarter that ended in Dec. 2020 was $1.56 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Elmiravings Bank Elmira NY's Days Sales Outstanding for the six months ended in Dec. 2020 was 11.99.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Elmiravings Bank Elmira NY's liquidation value for the six months ended in Dec. 2020 was $-487.99 Mil.

Elmiravings Bank Elmira NY Change In Receivables Historical Data

The historical data trend for Elmiravings Bank Elmira NY's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Elmiravings Bank Elmira NY Change In Receivables Chart

Elmiravings Bank Elmira NY Annual Data

Trend

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Change In Receivables

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-0.01

0.06

-0.07

-0.06

0.06

Elmiravings Bank Elmira NY Semi-Annual Data
	Dec01	Dec02	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20
Change In Receivables	Get a 7-Day Free Trial															-0.01	0.06	-0.07	-0.06	0.06

Elmiravings Bank Elmira NY Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2020 was $0.06 Mil.

Elmiravings Bank Elmira NY (NAS:ESBK) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Elmiravings Bank Elmira NY's Days Sales Outstanding for the quarter that ended in Dec. 2020 is calculated as:

	Days Sales Outstanding
=	Accounts Receivable	/	Revenue	*	Days in Period
=	1.564	/	23.799	*	91
=	11.99

2. In Ben Graham's calculation of liquidation value, Elmiravings Bank Elmira NY's accounts receivable are only considered to be worth 75% of book value:

Elmiravings Bank Elmira NY's liquidation value for the quarter that ended in Dec. 2020 is calculated as:

	Liquidation Value
=	Cash, Cash Equivalents, Marketable Securities	-	Total Liabilities	+	(0.75 * Accounts Receivable)	+	(0.5 * Total Inventories)
=	94.661	-	583.826	+	0.75 * 1.564	+	0.5 * 0
=	-487.99

Elmiravings Bank Elmira NY Change In Receivables Related Terms

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Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Business Description

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GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Elmira Savings Bank Elmira NY (NAS:ESBK) » Definitions » Change In Receivables

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Address

333 East Water Street, Elmira, NY, USA, 14901

Website

https://www.elmirasavingsbank.com

Elmira Savings Bank Elmira NY is primarily engaged in the business of attracting deposits from the general public and originating mortgage loans secured by first and second liens on one-to-four family residences; consumer loans on automobiles; general consumer loans; commercial real estate loans; and commercial loans. The bank offers a wide variety of services to its individual and commercial customers including savings and money market accounts; certificates of deposit; loans; online banking; mobile banking, and debit cards. Its other banking services include checking; commercial lending; merchant services; other services, such as overdraft protection, safe deposit boxes, notary public and telephone banking.