Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Effective Interest Rate on Debt % : 20.34% (As of Dec. 2020)

Elmiravings Bank Elmira NY Effective Interest Rate on Debt % Chart

Elmiravings Bank Elmira NY Annual Data
	Trend	Dec11	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20
Effective Interest Rate on Debt %		Get a 7-Day Free Trial					10.10	10.95	14.09	22.78	20.34

Elmiravings Bank Elmira NY Semi-Annual Data
	Dec01	Dec02	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															10.10	10.95	14.09	22.78	20.34

Competitive Comparison of Elmiravings Bank Elmira NY's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Elmiravings Bank Elmira NY's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Elmiravings Bank Elmira NY's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Elmiravings Bank Elmira NY's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Elmiravings Bank Elmira NY's Effective Interest Rate on Debt % falls into.

Elmiravings Bank Elmira NY Effective Interest Rate on Debt % Calculation

Elmiravings Bank Elmira NY's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2020 is calculated as

where

Elmiravings Bank Elmira NY's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2020 is calculated as

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2020) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Elmiravings Bank Elmira NY  (NAS:ESBK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Elmiravings Bank Elmira NY Effective Interest Rate on Debt % Related Terms

Thank you for viewing the detailed overview of Elmiravings Bank Elmira NY's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.

Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Business Description