Pathfinder Bancorp (Pathfinder Bancorp) Effective Interest Rate on Debt % : 20.48% (As of Dec. 2023)

Pathfinder Bancorp Effective Interest Rate on Debt % Chart

Pathfinder Bancorp Annual Data
	Trend	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23
Effective Interest Rate on Debt %		Get a 7-Day Free Trial					11.06	9.25	6.45	7.39	15.79

Pathfinder Bancorp Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															12.30	14.08	18.26	19.48	20.48

Competitive Comparison of Pathfinder Bancorp's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Pathfinder Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pathfinder Bancorp's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pathfinder Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pathfinder Bancorp's Effective Interest Rate on Debt % falls into.

Pathfinder Bancorp Effective Interest Rate on Debt % Calculation

Pathfinder Bancorp's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

where

Pathfinder Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2023 is calculated as

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2023) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Pathfinder Bancorp  (NAS:PBHC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Pathfinder Bancorp Effective Interest Rate on Debt % Related Terms

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Pathfinder Bancorp (Pathfinder Bancorp) Business Description