University Bancorp (University Bancorp) FCF Yield % : 77.30 (As of Apr. 27, 2024)

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What is University Bancorp FCF Yield %?

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, University Bancorp's Trailing 12-Month Free Cash Flow is $49.61 Mil, and Market Cap is $64.18 Mil. Therefore, University Bancorp's FCF Yield % for today is 77.30%.

The historical rank and industry rank for University Bancorp's FCF Yield % or its related term are showing as below:

UNIB' s FCF Yield % Range Over the Past 10 Years
Min: -188.02 Med: -0.44 Max: 87.04
Current: 77.3

During the past 13 years, the highest FCF Yield % of University Bancorp was 87.04%. The lowest was -188.02%. And the median was -0.44%.

UNIB's FCF Yield % is ranked better than
89.22% of 1428 companies
in the Banks industry
Industry Median: 10.135 vs UNIB: 77.30

University Bancorp's FCF Margin % for the quarter that ended in Dec. 2022 was 57.41%.

University Bancorp FCF Yield % Historical Data

The historical data trend for University Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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University Bancorp FCF Yield % Chart

University Bancorp Annual Data

Trend

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

FCF Yield %

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0.01

-134.68

-39.02

50.09

59.41

University Bancorp Semi-Annual Data
	Dec98	Dec99	Dec00	Dec01	Dec02	Dec03	Dec04	Dec05	Dec06	Dec07	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22
FCF Yield %	Get a 7-Day Free Trial															0.01	-134.68	-39.02	50.09	59.41

Competitive Comparison of University Bancorp's FCF Yield %

For the Banks - Regional subindustry, University Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

University Bancorp's FCF Yield % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, University Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where University Bancorp's FCF Yield % falls into.

University Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

University Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2022 is calculated as

FCF Yield %	=	Free Cash Flow	/	Market Cap
	=	49.614	/	83.5060688
	=	59.41%

University Bancorp's annualized FCF Yield % for the quarter that ended in Dec. 2022 is calculated as

FCF Yield %	=	Free Cash Flow	*	Annualized Factor	/	Market Cap
	=	49.614	*	1	/	83.5060688
	=	59.41%

University Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.

University Bancorp FCF Yield % Related Terms

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University Bancorp (University Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » University Bancorp Inc (OTCPK:UNIB) » Definitions » FCF Yield %

Comparable Companies

Traded in Other Exchanges

N/A

Address

2015 Washtenaw Avenue, Ann Arbor, MI, USA, 48104

Website

https://www.university-bank.com

University Bancorp Inc is a holding company of University Bank (the Bank). It is a full-service community bank, which offers all customary banking services, including the acceptance of checking, savings and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is primarily located in the Ann Arbor, Michigan metropolitan statistical area. Its segments include The Bank & Midwest (community banking & servicing), ULG (mortgage banking), and UIF (faith-based lending).

Executives

Nicholas K Fortson	officer: CFO	959 MAIDEN LANE, ANN ARBOR MI 48105
Jove Corp	other: Affiliate of majority owner	3220 COOLIDGE HWY, BERKLEY MI 48072
Joseph Lange Ranzini	director, 10 percent owner	959 MAIDEN LANE, ANN ARBOR MI 48105
Stephen Lange Ranzini	director, 10 percent owner, officer: President & CEO	959 MAIDEN LANE, ANN ARBOR MI 48105
Mildred Lange Ranzini	10 percent owner	43 SWEETWATER, BELLE MEAD NJ 08502