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Gouverneur Bancorp Inc (OTCPK:GOVB)
Credit Losses Provision
$0.00 Mil (TTM As of Jun. 2008)

Gouverneur Bancorp Inc's credit losses provision for the three months ended in Jun. 2008 was $0.00 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Jun. 2008 was $0.00 Mil.

Gouverneur Bancorp Inc's annual credit losses provision declined from Sep. 2005 ($0.14 Mil) to Sep. 2006 ($0.10 Mil) and declined from Sep. 2006 ($0.10 Mil) to Sep. 2007 ($0.02 Mil).


Definition

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Gouverneur Bancorp Inc Credit Losses Provision for the trailing twelve months (TTM) ended in Jun. 2008 was 0 (Sep. 2007 ) + 0 (Dec. 2007 ) + 0 (Mar. 2008 ) + 0 (Jun. 2008 ) = $0.00 Mil.

* All numbers are in millions except for per share data and ratio. All numbers are in their own currency.


Historical Data

* All numbers are in millions except for per share data and ratio. All numbers are in their own currency.

Gouverneur Bancorp Inc Annual Data

Sep98Sep99Sep00Sep01Sep02Sep03Sep04Sep05Sep06Sep07
IS_CreditLossesProvision 0.130.200.160.080.090.100.140.140.100.02

Gouverneur Bancorp Inc Quarterly Data

Mar06Jun06Sep06Dec06Mar07Jun07Sep07Dec07Mar08Jun08
IS_CreditLossesProvision 0.030.020.040.020.000.000.000.000.000.00
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