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NASB Financial (NASB Financial) Net Income : $24.59 Mil (TTM As of Dec. 2023)


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What is NASB Financial Net Income?

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. NASB Financial's Net Income for the three months ended in Dec. 2023 was $7.64 Mil. Its Net Income for the trailing twelve months (TTM) ended in Dec. 2023 was $24.59 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. NASB Financial's Earnings per Share (Diluted) for the three months ended in Dec. 2023 was $1.03.


NASB Financial Net Income Historical Data

The historical data trend for NASB Financial's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

NASB Financial Net Income Chart

NASB Financial Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.17 103.51 73.71 32.09 21.65

NASB Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.69 1.90 8.42 6.64 7.64

NASB Financial Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

NASB Financial's Net Income for the fiscal year that ended in Sep. 2023 is calculated as

Net Income(A: Sep. 2023 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=37.038+-9.112+-6.279+3.5527136788005E-15
=21.65

NASB Financial's Net Income for the quarter that ended in Dec. 2023 is calculated as

Net Income(Q: Dec. 2023 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=9.454+-1.817+0+-8.8817841970013E-16
=7.64

Net Income for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $24.59 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


NASB Financial  (OTCPK:NASB) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

NASB Financial's Earnings per Share (Diluted) (EPS) for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


NASB Financial Net Income Related Terms

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NASB Financial (NASB Financial) Business Description

Traded in Other Exchanges
N/A
Address
12498 South 71 Highway, Grandview, MO, USA, 64030
NASB Financial Inc is a federally chartered stock savings bank, whose business is to attract deposits from the general public and to originate real estate loans, other loans, and short-term investments. It has a portfolio of mortgage loans that are secured by multifamily, construction, development, and commercial real estate properties. Its sources of income include interest on loans, interest on MBS, interest on investment securities, customer service fees, and mortgage banking fees.
Executives
Frederick V Arbanas director 3350 SOUTHWEST HOOK ROAD, LEE'S SUMMIT MO 64082
David H Hancock director, 10 percent owner, officer: Chairman and CEO 12498 S 71 HIGHWAY, GRANDVIEW MO 64030
Linda S Hancock director 5049 WORNALL RD 5EF, KANSAS CITY MO 64112
Wagers Thomas B Sr officer: Vice President 6444 SUMMIT STREET, KANSAS CITY MO 64113
John M Nesselrode officer: Vice President 22004 W 52ND, SHAWNEE KS 66226
Braman Michael P Jr officer: Vice President 14074 S BLACKFOOT COURT, OLATHE KS 66062
Dena K Sanders officer: Vice President 7401 WARD PARKWAY, KANSAS CITY MO 64114
Derek A Bridges officer: Vice President 3607 W 156TH TERRACE, OVERLAND PARK KS 66224
Barrett Brady director 411 W 46TH TERRACE, APT 503, KANSAS CITY MO 64112
Laura Brady director 4949 WORNALL ROAD #300, KANSAS CITY MO 64112
Michael G Anderson officer: Vice President 14321 MELROSE STREET, OVERLAND PARK KS 66221
Russell W Welsh director 644 N MEYER BLVD, KANSAS CITY MO 64113
Jim A Watson director, officer: Vice President 19 WEST 70TH STREET, KANSAS CITY MO 64113
Fletcher M Lamkin director 501 WESTMINSTER AVE., FULTON MO 65251
Wade M Hall officer: Vice President 14300 CONNELL ST, OVERLAND PARK KS 66021

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