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Nationstar Mortgage Holdings (Nationstar Mortgage Holdings) Net Interest Margin (Bank Only) % : -0.79% (As of Jun. 2018)


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What is Nationstar Mortgage Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Nationstar Mortgage Holdings's annualized Net Interest Income (for Banks) for the quarter that ended in Jun. 2018 was $-96 Mil. Nationstar Mortgage Holdings's average earning assets for the quarter that ended in Jun. 2018 was $12,138 Mil. Therefore, Nationstar Mortgage Holdings's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2018 was -0.79%.


Nationstar Mortgage Holdings Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Nationstar Mortgage Holdings's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Nationstar Mortgage Holdings Net Interest Margin (Bank Only) % Chart

Nationstar Mortgage Holdings Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only -8.55 -7.15 -3.65 -2.08 -1.03

Nationstar Mortgage Holdings Quarterly Data
Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.52 -0.75 -0.38 -0.83 -0.79

Competitive Comparison of Nationstar Mortgage Holdings's Net Interest Margin (Bank Only) %

For the Mortgage Finance subindustry, Nationstar Mortgage Holdings's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nationstar Mortgage Holdings's Net Interest Margin (Bank Only) % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Nationstar Mortgage Holdings's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Nationstar Mortgage Holdings's Net Interest Margin (Bank Only) % falls into.



Nationstar Mortgage Holdings Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Nationstar Mortgage Holdings's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2017 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2017 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2016 ) + Earning Assets (A: Dec. 2017 ))/ count )
=-134/( (13512 + 12592)/ 2 )
=-134/13052
=-1.03 %

where

Earning Assets(A: Dec. 2016 )
=Money Market Investments + Net Loan + Securities & Investments
=388 + 13124 + 0
=13512

Earning Assets(A: Dec. 2017 )
=Money Market Investments + Net Loan + Securities & Investments
=360 + 12232 + 0
=12592

Nationstar Mortgage Holdings's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2018 is calculated as

Net Interest Margin (Bank Only) %(Q: Jun. 2018 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Mar. 2018 ) + Earning Assets (Q: Jun. 2018 ))/ count )
=-96/( (12516 + 11760)/ 2 )
=-96/12138
=-0.79 %

where

Earning Assets(Q: Mar. 2018 )
=Money Market Investments + Net Loan + Securities & Investments
=365 + 12151 + 0
=12516

Earning Assets(Q: Jun. 2018 )
=Money Market Investments + Net Loan + Securities & Investments
=310 + 11450 + 0
=11760

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Jun. 2018) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


Nationstar Mortgage Holdings  (NYSE:NSM) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Nationstar Mortgage Holdings Net Interest Margin (Bank Only) % Related Terms

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Nationstar Mortgage Holdings (Nationstar Mortgage Holdings) Business Description

Traded in Other Exchanges
N/A
Address
Nationstar Mortgage Holdings Inc is a specialty finance company that earns fees through the delivery of quality servicing, origination, and transaction based services principally related to single-family residences throughout the United States. Nationstar provides services to homeowners, home buyers, home sellers, and real estate investors. The company operates four segments: Servicing, Originations, Xome, and Corporate/Other. The vast majority of its revenue is derived from its Servicing segment. Its Originations segment primarily originates conventional residential mortgage loans in all 50 states and the District of Columbia. Its Xome segment is a residential real estate technology company.
Executives
Fig Llc 10 percent owner 1345 AVENUE OF THE AMERICAS, 46 FLOOR, NEW YORK NY 10105
Fortress Investment Group Llc 10 percent owner 1345 AVENUE OF THE AMERICAS, 46TH FLOOR, NEW YORK NY 10105
Fortress Operating Entity I Lp 10 percent owner 1345 AVENUE OF THE AMERICAS, NEW YORK NY 10105
Fig Corp. 10 percent owner 1345 AVENUE OF THE AMERICAS, NEW YORK NY 10105
Roy A Guthrie director 2500 LAKE COOK ROAD, RIVERWOODS IL 60015
Anthony W. Villani officer: EVP and General Counsel 8950 CYPRESS WATERS BOULEVARD, COPPELL TX 75019
Robert H Gidel director 677 N WASHINGTON BLVD, SARASOTA FL 34236
Michael D Malone director 2430 LEMON TREE LANE, CHARLOTTE NC 28211
Anthony L Ebers officer: See Remarks 888 E. WALNUT STREET, PASADENA CA 91101
Jesse K Bray director, officer: President and CEO 8950 CYPRESS WATERS BOULEVARD, COPPELL TX 75019
Michael R Rawls officer: EVP, Servicing 8950 CYPRESS WATERS BOULEVARD, COPPELL TX 75019
Amar R Patel officer: See Remarks 8401 N CENTRAL EXPRESSWAY, STE 800, DALLAS TX 75225
Robert Daniel Stiles officer: EVP & CFO 2-8 AVENUE CHARLES DE GAULLE, LUXEMBOURG N4 L-1653
Harold G Lewis officer: President and COO 5501 HEADQUARTERS DRIVE, PLANO TX 75024
David C Hisey officer: EVP, Chief Strategy & EAO 8950 CYPRESS WATERS BOULEVARD, COPPELL TX 75019

Nationstar Mortgage Holdings (Nationstar Mortgage Holdings) Headlines