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Peoples Bancorp (Marietta OH) (Peoples Bancorp (Marietta OH)) ROA % : 1.50% (As of Dec. 2023)


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What is Peoples Bancorp (Marietta OH) ROA %?

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Peoples Bancorp (Marietta OH)'s annualized Net Income for the quarter that ended in Dec. 2023 was $135.3 Mil. Peoples Bancorp (Marietta OH)'s average Total Assets over the quarter that ended in Dec. 2023 was $9,050.0 Mil. Therefore, Peoples Bancorp (Marietta OH)'s annualized ROA % for the quarter that ended in Dec. 2023 was 1.50%.

The historical rank and industry rank for Peoples Bancorp (Marietta OH)'s ROA % or its related term are showing as below:

PEBO' s ROA % Range Over the Past 10 Years
Min: 0.38   Med: 1.02   Max: 1.42
Current: 1.34

During the past 13 years, Peoples Bancorp (Marietta OH)'s highest ROA % was 1.42%. The lowest was 0.38%. And the median was 1.02%.

PEBO's ROA % is ranked better than
74.37% of 1463 companies
in the Banks industry
Industry Median: 0.91 vs PEBO: 1.34

Peoples Bancorp (Marietta OH) ROA % Historical Data

The historical data trend for Peoples Bancorp (Marietta OH)'s ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Bancorp (Marietta OH) ROA % Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.29 0.76 0.80 1.42 1.39

Peoples Bancorp (Marietta OH) Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.05 1.44 1.50 1.28

Competitive Comparison of Peoples Bancorp (Marietta OH)'s ROA %

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH)'s ROA % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s ROA % distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s ROA % falls into.



Peoples Bancorp (Marietta OH) ROA % Calculation

Peoples Bancorp (Marietta OH)'s annualized ROA % for the fiscal year that ended in Dec. 2023 is calculated as:

ROA %=Net Income (A: Dec. 2023 )/( (Total Assets (A: Dec. 2022 )+Total Assets (A: Dec. 2023 ))/ count )
=113.363/( (7207.304+9157.382)/ 2 )
=113.363/8182.343
=1.39 %

Peoples Bancorp (Marietta OH)'s annualized ROA % for the quarter that ended in Dec. 2023 is calculated as:

ROA %=Net Income (Q: Dec. 2023 )/( (Total Assets (Q: Sep. 2023 )+Total Assets (Q: Dec. 2023 ))/ count )
=135.3/( (8942.534+9157.382)/ 2 )
=135.3/9049.958
=1.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Dec. 2023) net income data. ROA % is displayed in the 30-year financial page.


Peoples Bancorp (Marietta OH)  (NAS:PEBO) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2023 )
=Net Income/Total Assets
=135.3/9049.958
=(Net Income / Revenue)*(Revenue / Total Assets)
=(135.3 / 444.524)*(444.524 / 9049.958)
=Net Margin %*Asset Turnover
=30.44 %*0.0491
=1.50 %

Note: The Net Income data used here is four times the quarterly (Dec. 2023) net income data. The Revenue data used here is four times the quarterly (Dec. 2023) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Peoples Bancorp (Marietta OH) ROA % Related Terms

Thank you for viewing the detailed overview of Peoples Bancorp (Marietta OH)'s ROA % provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Bancorp (Marietta OH) (Peoples Bancorp (Marietta OH)) Business Description

Traded in Other Exchanges
N/A
Address
138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, brokerage services. The firm also offers telephone and internet-based banking through both personal computers and mobile devices.
Executives
Carol A Schneeberger officer: Executive VP - Operations 138 PUTNAM STREET, MARIETTA OH 45750
Mark Augenstein officer: EVP, Operations 138 PUTNAM STREET, MARIETTA OH 45750
Charles W Sulerzyski director, officer: President and CEO 138 PUTNAM ST, PO BOX 738, MARIETTA OH 45750-0738
Macia Matthew Joseph Blazar officer: Chief Risk Officer 138 PUTNAM STREET, MARIETTA OH 45750
Hugh J Donlon officer: EVP, Community Banking 138 PUTNAM STREET, MARIETTA OH 45750
Dwight Eric Smith director 518 EAST BROAD STREET, COLUMBUS OH 43215
W Glenn Hogan director 420 W. LIBERTY STREET, LOUISVILLE KY 40202
Frances A Skinner director 138 PUTNAM STREET, MARIETTA OH 45750
Susan D. Rector director 138 PUTNAM STREET, PO BOX 738, MARIETTA OH 45750
S Craig Beam director P.O. BOX 738, 138 PUTNAM STREET, MARIETTA OH 45750
Matthew Edgell officer: Chief of Staff 138 PUTNAM STREET, MARIETTA OH 45750
Michael Ryan Kirkham officer: EVP/General Counsel 138 PUTNAM STREET, MARIETTA OH 45750
Kevin R Reeves director 138 PUTNAM STREET, MARIETTA OH 45750
James S. Huggins director 138 PUTNAM STREET, P.O. BOX 738, MARIETTA OH 45750
Michael N Vittorio director

Peoples Bancorp (Marietta OH) (Peoples Bancorp (Marietta OH)) Headlines