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Peoples Bancorp (Marietta OH) (Peoples Bancorp (Marietta OH)) ROE % : 13.22% (As of Dec. 2023)


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What is Peoples Bancorp (Marietta OH) ROE %?

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Peoples Bancorp (Marietta OH)'s annualized net income for the quarter that ended in Dec. 2023 was $135.3 Mil. Peoples Bancorp (Marietta OH)'s average Total Stockholders Equity over the quarter that ended in Dec. 2023 was $1,023.4 Mil. Therefore, Peoples Bancorp (Marietta OH)'s annualized ROE % for the quarter that ended in Dec. 2023 was 13.22%.

The historical rank and industry rank for Peoples Bancorp (Marietta OH)'s ROE % or its related term are showing as below:

PEBO' s ROE % Range Over the Past 10 Years
Min: 2.88   Med: 7.95   Max: 12.43
Current: 11.81

During the past 13 years, Peoples Bancorp (Marietta OH)'s highest ROE % was 12.43%. The lowest was 2.88%. And the median was 7.95%.

PEBO's ROE % is ranked better than
63.13% of 1459 companies
in the Banks industry
Industry Median: 9.88 vs PEBO: 11.81

Peoples Bancorp (Marietta OH) ROE % Historical Data

The historical data trend for Peoples Bancorp (Marietta OH)'s ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Bancorp (Marietta OH) ROE % Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.64 5.94 6.69 12.43 12.33

Peoples Bancorp (Marietta OH) Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.24 9.28 12.80 13.22 11.19

Competitive Comparison of Peoples Bancorp (Marietta OH)'s ROE %

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH)'s ROE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s ROE % distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s ROE % falls into.



Peoples Bancorp (Marietta OH) ROE % Calculation

Peoples Bancorp (Marietta OH)'s annualized ROE % for the fiscal year that ended in Dec. 2023 is calculated as

ROE %=Net Income (A: Dec. 2023 )/( (Total Stockholders Equity (A: Dec. 2022 )+Total Stockholders Equity (A: Dec. 2023 ))/ count )
=113.363/( (785.328+1053.534)/ 2 )
=113.363/919.431
=12.33 %

Peoples Bancorp (Marietta OH)'s annualized ROE % for the quarter that ended in Dec. 2023 is calculated as

ROE %=Net Income (Q: Dec. 2023 )/( (Total Stockholders Equity (Q: Sep. 2023 )+Total Stockholders Equity (Q: Dec. 2023 ))/ count )
=135.3/( (993.219+1053.534)/ 2 )
=135.3/1023.3765
=13.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2023) net income data. ROE % is displayed in the 30-year financial page.


Peoples Bancorp (Marietta OH)  (NAS:PEBO) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2023 )
=Net Income/Total Stockholders Equity
=135.3/1023.3765
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(135.3 / 444.524)*(444.524 / 9049.958)*(9049.958 / 1023.3765)
=Net Margin %*Asset Turnover*Equity Multiplier
=30.44 %*0.0491*8.8432
=ROA %*Equity Multiplier
=1.49 %*8.8432
=13.22 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2023 )
=Net Income/Total Stockholders Equity
=135.3/1023.3765
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (135.3 / 174.116) * (174.116 / 444.524) * (444.524 / 9049.958) * (9049.958 / 1023.3765)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7771 * 39.17 % * 0.0491 * 8.8432
=13.22 %

Note: The net income data used here is four times the quarterly (Dec. 2023) net income data. The Revenue data used here is four times the quarterly (Dec. 2023) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Peoples Bancorp (Marietta OH) ROE % Related Terms

Thank you for viewing the detailed overview of Peoples Bancorp (Marietta OH)'s ROE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Bancorp (Marietta OH) (Peoples Bancorp (Marietta OH)) Business Description

Traded in Other Exchanges
N/A
Address
138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, brokerage services. The firm also offers telephone and internet-based banking through both personal computers and mobile devices.
Executives
Carol A Schneeberger officer: Executive VP - Operations 138 PUTNAM STREET, MARIETTA OH 45750
Mark Augenstein officer: EVP, Operations 138 PUTNAM STREET, MARIETTA OH 45750
Charles W Sulerzyski director, officer: President and CEO 138 PUTNAM ST, PO BOX 738, MARIETTA OH 45750-0738
Macia Matthew Joseph Blazar officer: Chief Risk Officer 138 PUTNAM STREET, MARIETTA OH 45750
Hugh J Donlon officer: EVP, Community Banking 138 PUTNAM STREET, MARIETTA OH 45750
Dwight Eric Smith director 518 EAST BROAD STREET, COLUMBUS OH 43215
W Glenn Hogan director 420 W. LIBERTY STREET, LOUISVILLE KY 40202
Frances A Skinner director 138 PUTNAM STREET, MARIETTA OH 45750
Susan D. Rector director 138 PUTNAM STREET, PO BOX 738, MARIETTA OH 45750
S Craig Beam director P.O. BOX 738, 138 PUTNAM STREET, MARIETTA OH 45750
Matthew Edgell officer: Chief of Staff 138 PUTNAM STREET, MARIETTA OH 45750
Michael Ryan Kirkham officer: EVP/General Counsel 138 PUTNAM STREET, MARIETTA OH 45750
Kevin R Reeves director 138 PUTNAM STREET, MARIETTA OH 45750
James S. Huggins director 138 PUTNAM STREET, P.O. BOX 738, MARIETTA OH 45750
Michael N Vittorio director