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Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Selling, General, & Admin. Expense : $9.66 Mil (TTM As of Dec. 2020)


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What is Elmiravings Bank Elmira NY Selling, General, & Admin. Expense?

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Elmiravings Bank Elmira NY's selling, general, & admin. expense for the six months ended in Dec. 2020 was $9.66 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2020 was $9.66 Mil.


Elmiravings Bank Elmira NY Selling, General, & Admin. Expense Historical Data

The historical data trend for Elmiravings Bank Elmira NY's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Elmiravings Bank Elmira NY Selling, General, & Admin. Expense Chart

Elmiravings Bank Elmira NY Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.72 9.07 8.82 9.60 9.66

Elmiravings Bank Elmira NY Semi-Annual Data
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.72 9.07 8.82 9.60 9.66

Competitive Comparison of Elmiravings Bank Elmira NY's Selling, General, & Admin. Expense

For the Banks - Regional subindustry, Elmiravings Bank Elmira NY's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Elmiravings Bank Elmira NY's Selling, General, & Admin. Expense Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Elmiravings Bank Elmira NY's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Elmiravings Bank Elmira NY's Selling, General, & Admin. Expense falls into.



Elmiravings Bank Elmira NY Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2020 was $9.66 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Elmiravings Bank Elmira NY  (NAS:ESBK) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Elmiravings Bank Elmira NY Selling, General, & Admin. Expense Related Terms

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Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Business Description

Traded in Other Exchanges
N/A
Address
333 East Water Street, Elmira, NY, USA, 14901
Elmira Savings Bank Elmira NY is primarily engaged in the business of attracting deposits from the general public and originating mortgage loans secured by first and second liens on one-to-four family residences; consumer loans on automobiles; general consumer loans; commercial real estate loans; and commercial loans. The bank offers a wide variety of services to its individual and commercial customers including savings and money market accounts; certificates of deposit; loans; online banking; mobile banking, and debit cards. Its other banking services include checking; commercial lending; merchant services; other services, such as overdraft protection, safe deposit boxes, notary public and telephone banking.

Elmiravings Bank Elmira NY (Elmiravings Bank Elmira NY) Headlines

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