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JSB Financial (JSB Financial) Selling, General, & Admin. Expense : $ Mil (TTM As of Sep. 2007)


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What is JSB Financial Selling, General, & Admin. Expense?

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. JSB Financial's selling, general, & admin. expense for the three months ended in Sep. 2007 was $1.25 Mil. JSB Financial does not have enough years/quarters to calculate its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Sep. 2007.


JSB Financial Selling, General, & Admin. Expense Historical Data

The historical data trend for JSB Financial's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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JSB Financial Selling, General, & Admin. Expense Chart

JSB Financial Annual Data
Trend
Selling, General, & Admin. Expense

JSB Financial Quarterly Data
Mar07 Jun07 Sep07
Selling, General, & Admin. Expense 1.18 1.25 1.25

Competitive Comparison of JSB Financial's Selling, General, & Admin. Expense

For the Banks - Regional subindustry, JSB Financial's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JSB Financial's Selling, General, & Admin. Expense Distribution in the Banks Industry

For the Banks industry and Financial Services sector, JSB Financial's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where JSB Financial's Selling, General, & Admin. Expense falls into.



JSB Financial Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.


JSB Financial  (OTCPK:JFWV) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


JSB Financial Selling, General, & Admin. Expense Related Terms

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JSB Financial (JSB Financial) Business Description

Industry
Traded in Other Exchanges
N/A
Address
105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443
JSB Financial Inc Formerly Jefferson Security Bank W Va provides a full range of banking services to individuals, agricultural businesses and commercial businesses located in its service area. The company accepts various deposit products, such as checking, savings, money market, individual retirement, certificates of deposit, and overdraft protection products. Its loan portfolio includes personal and vehicle, mortgage, construction, commercial, and other loans. The company also offers ATM, online and mobile banking, bill pay, e-statements, cash management, remote deposit capture services, credit and debit cards, as well as provides security tips.

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