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First Clover Leaf Financial (First Clover Leaf Financial) Shiller PE Ratio : 43.10 (As of May. 13, 2024)


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What is First Clover Leaf Financial Shiller PE Ratio?

As of today (2024-05-13), First Clover Leaf Financial's current share price is $12.50. First Clover Leaf Financial's E10 for the quarter that ended in Jun. 2016 was $0.29. First Clover Leaf Financial's Shiller PE Ratio for today is 43.10.

The historical rank and industry rank for First Clover Leaf Financial's Shiller PE Ratio or its related term are showing as below:

FCLF's Shiller PE Ratio is not ranked *
in the Banks industry.
Industry Median: 10.37
* Ranked among companies with meaningful Shiller PE Ratio only.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

First Clover Leaf Financial's adjusted earnings per share data for the three months ended in Jun. 2016 was $0.090. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.29 for the trailing ten years ended in Jun. 2016.

Shiller PE for Stocks: The True Measure of Stock Valuation


First Clover Leaf Financial Shiller PE Ratio Historical Data

The historical data trend for First Clover Leaf Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Clover Leaf Financial Shiller PE Ratio Chart

First Clover Leaf Financial Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 32.91 33.43 32.80

First Clover Leaf Financial Quarterly Data
Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.58 33.97 32.80 32.33 40.81

Competitive Comparison of First Clover Leaf Financial's Shiller PE Ratio

For the Banks - Regional subindustry, First Clover Leaf Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Clover Leaf Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Clover Leaf Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where First Clover Leaf Financial's Shiller PE Ratio falls into.



First Clover Leaf Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

First Clover Leaf Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=12.50/0.29
=43.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Clover Leaf Financial's E10 for the quarter that ended in Jun. 2016 is calculated as:

For example, First Clover Leaf Financial's adjusted earnings per share data for the three months ended in Jun. 2016 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2016 (Change)*Current CPI (Jun. 2016)
=0.09/101.6881*101.6881
=0.090

Current CPI (Jun. 2016) = 101.6881.

First Clover Leaf Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200609 0.060 85.606 0.071
200612 0.080 85.142 0.096
200703 0.080 86.640 0.094
200706 0.070 87.906 0.081
200709 0.070 87.964 0.081
200712 0.060 88.616 0.069
200803 0.070 90.090 0.079
200806 0.070 92.320 0.077
200809 0.080 92.307 0.088
200812 0.110 88.697 0.126
200903 0.120 89.744 0.136
200906 -1.080 91.003 -1.207
200909 0.030 91.120 0.033
200912 -0.170 91.111 -0.190
201003 0.120 91.821 0.133
201006 0.160 91.962 0.177
201009 0.140 92.162 0.154
201012 0.070 92.474 0.077
201103 0.120 94.283 0.129
201106 0.130 95.235 0.139
201109 0.110 95.727 0.117
201112 -0.120 95.213 -0.128
201203 0.120 96.783 0.126
201206 0.100 96.819 0.105
201209 0.170 97.633 0.177
201212 0.140 96.871 0.147
201303 0.160 98.209 0.166
201306 0.120 98.518 0.124
201309 0.120 98.790 0.124
201312 0.060 98.326 0.062
201403 0.110 99.695 0.112
201406 0.100 100.560 0.101
201409 0.190 100.428 0.192
201412 0.150 99.070 0.154
201503 0.210 99.621 0.214
201506 0.170 100.684 0.172
201509 0.120 100.392 0.122
201512 0.150 99.792 0.153
201603 0.140 100.470 0.142
201606 0.090 101.688 0.090

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


First Clover Leaf Financial  (NAS:FCLF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


First Clover Leaf Financial Shiller PE Ratio Related Terms

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First Clover Leaf Financial (First Clover Leaf Financial) Business Description

Traded in Other Exchanges
N/A
Address
First Clover Leaf Financial Corp is a Maryland corporation that was incorporated in March 2006 and was formed by its predecessor company, First Federal Financial Services, Inc., in connection with the second-step conversion of First Federal Financial Services, MHC and the simultaneous acquisition of Clover Leaf Financial Corp. and its wholly owned savings bank subsidiary, Clover Leaf Bank, a former Illinois state bank headquartered in Edwardsville, Illinois. The second-step conversion, stock offering and acquisition of Clover Leaf Financial Corp. were consummated in July 2006. As a result of these transactions, Clover Leaf Financial Corp. was merged with and into First Clover Leaf and Clover Leaf Bank was merged with and into its wholly owned subsidiary, First Federal Savings and Loan Association of Edwardsville, which was renamed First Clover Leaf Bank. Its principal asset is the ownership of 100% of the outstanding common stock of First Clover Leaf Bank, a federal savings bank. It conducts business through its five branch offices located in Edwardsville, Wood River, and Highland, Illinois. Its principal business consists of attracting retail deposits from the general public in the areas surrounding its office locations and investing those deposits, together with funds generated from operations, in one-to-four family residential real estate loans, multi-family real estate loans, commercial real estate loans, construction and land loans, commercial business loans and consumer loans, and in investment securities. It faces intense competition within its market area both in making loans and attracting deposits. It is regulated and supervised by the Office of Comptroller of the Currency and the Federal Deposit Insurance Corporation.
Executives
P David Kuhl director, officer: PRESIDENT AND CEO 201 W MAIN ST, URBANA IL 61801
Mary Westerhold director 6814 GOSHEN ROAD, EDWARDSVILLE IL 62025

First Clover Leaf Financial (First Clover Leaf Financial) Headlines

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