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Cardinal Financial (Cardinal Financial) Shiller PE Ratio : 33.00 (As of Apr. 26, 2024)


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What is Cardinal Financial Shiller PE Ratio?

As of today (2024-04-26), Cardinal Financial's current share price is $29.04. Cardinal Financial's E10 for the quarter that ended in Dec. 2016 was $0.88. Cardinal Financial's Shiller PE Ratio for today is 33.00.

The historical rank and industry rank for Cardinal Financial's Shiller PE Ratio or its related term are showing as below:

CFNL's Shiller PE Ratio is not ranked *
in the Banks industry.
Industry Median: 10.305
* Ranked among companies with meaningful Shiller PE Ratio only.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Cardinal Financial's adjusted earnings per share data for the three months ended in Dec. 2016 was $0.320. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.88 for the trailing ten years ended in Dec. 2016.

Shiller PE for Stocks: The True Measure of Stock Valuation


Cardinal Financial Shiller PE Ratio Historical Data

The historical data trend for Cardinal Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cardinal Financial Shiller PE Ratio Chart

Cardinal Financial Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.63 31.58 30.43 30.40 37.30

Cardinal Financial Quarterly Data
Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.24 26.69 30.41 37.30 -

Competitive Comparison of Cardinal Financial's Shiller PE Ratio

For the Banks - Regional subindustry, Cardinal Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cardinal Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cardinal Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Cardinal Financial's Shiller PE Ratio falls into.



Cardinal Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Cardinal Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=29.04/0.88
=33.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cardinal Financial's E10 for the quarter that ended in Dec. 2016 is calculated as:

For example, Cardinal Financial's adjusted earnings per share data for the three months ended in Dec. 2016 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2016 (Change)*Current CPI (Dec. 2016)
=0.32/101.8627*101.8627
=0.320

Current CPI (Dec. 2016) = 101.8627.

Cardinal Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200703 0.070 86.640 0.082
200706 0.080 87.906 0.093
200709 -0.020 87.964 -0.023
200712 0.050 88.616 0.057
200803 0.080 90.090 0.090
200806 0.040 92.320 0.044
200809 -0.180 92.307 -0.199
200812 0.070 88.697 0.080
200903 0.090 89.744 0.102
200906 0.080 91.003 0.090
200909 0.090 91.120 0.101
200912 0.110 91.111 0.123
201003 0.130 91.821 0.144
201006 0.160 91.962 0.177
201009 0.200 92.162 0.221
201012 0.130 92.474 0.143
201103 0.180 94.283 0.194
201106 0.200 95.235 0.214
201109 0.290 95.727 0.309
201112 0.280 95.213 0.300
201203 0.260 96.783 0.274
201206 0.340 96.819 0.358
201209 0.480 97.633 0.501
201212 0.440 96.871 0.463
201303 0.230 98.209 0.239
201306 0.320 98.518 0.331
201309 0.100 98.790 0.103
201312 0.180 98.326 0.186
201403 0.130 99.695 0.133
201406 0.260 100.560 0.263
201409 0.290 100.428 0.294
201412 0.320 99.070 0.329
201503 0.420 99.621 0.429
201506 0.400 100.684 0.405
201509 0.340 100.392 0.345
201512 0.280 99.792 0.286
201603 0.390 100.470 0.395
201606 0.420 101.688 0.421
201609 0.370 101.861 0.370
201612 0.320 101.863 0.320

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Cardinal Financial  (NAS:CFNL) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Cardinal Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Cardinal Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Cardinal Financial (Cardinal Financial) Business Description

Traded in Other Exchanges
N/A
Address
Cardinal Financial Corporation was incorporated under the laws of Virginia as a financial holding Company on June, 25, 2003. The Company's activities consist of investments in its wholly-owned subsidiaries. The main operating subsidiary of the company is Cardinal Bank. Cardinal Bank offers a range of traditional bank loan and deposit products and services to both its commercial and retail customers. The Company's commercial relationship managers attract small and medium sized businesses as well as government contractors, commercial real estate developers and builders and professionals, such as physicians, accountants and attorneys. The Company operates in three business segments, commercial banking, mortgage banking and wealth management and trust services. The commercial banking segment includes both commercial and consumer lending and provides customers such products as commercial loans, real estate loans, and other business financing and consumer loans. In addition, this segment provides customers with several choices of deposit products, including demand deposit accounts, savings accounts and certificates of deposit. The mortgage banking segment engages mainly in the origination and acquisition of residential mortgages for sale into the secondary market on a efforts basis. The wealth management and trust services segment provides investment and financial advisory services to businesses and individuals, including financial planning, retirement/estate planning, trust, estates, custody, investment management, escrows, and retirement plans. The Company competes as a financial intermediary with other commercial banks, savings and loan associations, savings banks, credit unions, mortgage banking firms, consumer finance companies, securities brokerage firms, insurance companies, mutual fund groups and other types of financial institutions. The Bank is subject to regulation, supervision and examination by the Bureau of Financial Institutions of the Virginia State Corporation Commission. The Bank and its also are subject to regulation, supervision and examination by the Federal Deposit Insurance Corporation.
Executives
Mark A Wendel officer: EVP/Chief Financial Officer C/O FIRST COMMUNITY BANCSHARES, P.O. BOX 989, BLUEFIELD VA 24605-0989
Bernard H Clineburg director, officer: Executive Chairman CARDINAL FINANCIAL CORP, 8270 GREENSBORO DRIVE STE 500, MCLEAN VA 22102
Barbara B Lang director 8270 GREENSBORO DRIVE, SUITE 500, MCLEAN VA 22102
Steven M Wiltse director 11325 RANDOM HILLS RD, STE 240, FAIRFAX VA 22030
Alan G Merten director 11020 POPES HEAD ROAD, FAIRFAX VA 22030
Kendal E Carson officer: President 514 MARKET STREET, PARKERSBURG WV 26101
Cynthia A Cole officer: EVP/Marketing Director 8270 GREENSBORO DRIVE, SUITE 500, MCLEAN VA 22102