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National Penn Bancshares (National Penn Bancshares) Shiller PE Ratio : 31.53 (As of Apr. 26, 2024)


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What is National Penn Bancshares Shiller PE Ratio?

As of today (2024-04-26), National Penn Bancshares's current share price is $10.72. National Penn Bancshares's E10 for the quarter that ended in Dec. 2015 was $0.34. National Penn Bancshares's Shiller PE Ratio for today is 31.53.

The historical rank and industry rank for National Penn Bancshares's Shiller PE Ratio or its related term are showing as below:

NPBC's Shiller PE Ratio is not ranked *
in the Banks industry.
Industry Median: 10.305
* Ranked among companies with meaningful Shiller PE Ratio only.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

National Penn Bancshares's adjusted earnings per share data for the three months ended in Dec. 2015 was $0.205. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.34 for the trailing ten years ended in Dec. 2015.

Shiller PE for Stocks: The True Measure of Stock Valuation


National Penn Bancshares Shiller PE Ratio Historical Data

The historical data trend for National Penn Bancshares's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

National Penn Bancshares Shiller PE Ratio Chart

National Penn Bancshares Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.81 16.51 24.06 25.56 36.00

National Penn Bancshares Quarterly Data
Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.56 26.98 29.38 32.37 36.00

Competitive Comparison of National Penn Bancshares's Shiller PE Ratio

For the Banks - Regional subindustry, National Penn Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Penn Bancshares's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, National Penn Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where National Penn Bancshares's Shiller PE Ratio falls into.



National Penn Bancshares Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

National Penn Bancshares's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=10.72/0.34
=31.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Penn Bancshares's E10 for the quarter that ended in Dec. 2015 is calculated as:

For example, National Penn Bancshares's adjusted earnings per share data for the three months ended in Dec. 2015 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2015 (Change)*Current CPI (Dec. 2015)
=0.205/99.7924*99.7924
=0.205

Current CPI (Dec. 2015) = 99.7924.

National Penn Bancshares Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200603 0.311 84.298 0.368
200606 0.320 85.606 0.373
200609 0.330 85.606 0.385
200612 0.329 85.142 0.386
200703 0.311 86.640 0.358
200706 0.320 87.906 0.363
200709 0.340 87.964 0.386
200712 0.337 88.616 0.380
200803 0.330 90.090 0.366
200806 0.340 92.320 0.368
200809 0.230 92.307 0.249
200812 -0.451 88.697 -0.507
200903 0.020 89.744 0.022
200906 -0.110 91.003 -0.121
200909 -0.650 91.120 -0.712
200912 -2.248 91.111 -2.462
201003 0.020 91.821 0.022
201006 -0.040 91.962 -0.043
201009 0.080 92.162 0.087
201012 0.049 92.474 0.053
201103 0.100 94.283 0.106
201106 0.150 95.235 0.157
201109 0.160 95.727 0.167
201112 0.136 95.213 0.143
201203 0.170 96.783 0.175
201206 0.150 96.819 0.155
201209 0.170 97.633 0.174
201212 0.169 96.871 0.174
201303 -0.120 98.209 -0.122
201306 0.170 98.518 0.172
201309 0.170 98.790 0.172
201312 0.145 98.326 0.147
201403 0.160 99.695 0.160
201406 0.190 100.560 0.189
201409 0.180 100.428 0.179
201412 0.168 99.070 0.169
201503 0.190 99.621 0.190
201506 0.190 100.684 0.188
201509 0.200 100.392 0.199
201512 0.205 99.792 0.205

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


National Penn Bancshares  (NAS:NPBC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


National Penn Bancshares Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of National Penn Bancshares's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


National Penn Bancshares (National Penn Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
National Penn Bancshares Inc is a Pennsylvania business corporation incorporated in January 1982. The Company is a registered bank holding company. The Company provides financial services, through its subsidiary National Penn Bank. The Company through its subsidiaries is engaged in activities related to the business of banking. National Penn's financial services affiliates consist of National Penn Wealth Management, N.A., including its National Penn Investors Trust Company division; National Penn Capital Advisors, Inc.; Institutional Advisors, LLC; National Penn Insurance Services Group, Inc., including its Higgins Insurance and Caruso Benefits divisions. Commercial banking is its main business focus. Commercial banking services are provided to small and medium sized businesses with annual gross revenues generally between $1 million and $100 million located in its market areas. offer a wide range of products including short-term loans for seasonal and working capital purposes, term loans secured by real estate and other assets, loans for construction and expansion needs, revolving credit facilities, and a full array of cash management services, including remote deposit capture, disbursement, collection, investment and electronic banking services. Consumer banking offers deposit accounts, which include demand, NOW, money market, other checking and savings accounts, and certificates of deposit. It also offers consumer loan products such as installment loans, home equity loans, residential mortgage loans, education loans and credit cards. In addition, it offers automated teller services, safe deposit and night depository facilities and internet banking services, including on-line bill paying and mobile banking. In addition to generation of fee income through its commercial and consumer banking operations, including mortgage lending the Company has a number of specialized investment and insurance businesses to develop fee income and to serve specific markets. The Company also provides loans directly to consumers within its markets to finance personal residences, automobiles, college tuition, home improvements and other personal needs. The Company also makes indirect loans to customers for the purchase of both new and used vehicles. The majority of residential mortgages is conformed to FNMA and FHLMC underwriting criteria and is sold to secondary market investors. Other residential products such as jumbo mortgages are originated and typically held in its loan portfolio. The Company also provides home equity loans, home equity lines of credit and other consumer loans through its network of retail branch offices and its Private Banking division. The Company is subject to various federal and state statutes applicable to banks chartered in the United States, as well as regulations of the Office of the Comptroller of the Currency.
Executives
Natalye Paquin director 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Sandra Bodnyk officer: SEVP - Chief Risk Officer NATIONAL PENN BANCSHARES, INC, 645 HAMILTON STREET, ALLENTOWN PA 18101
Michael E. Martin director C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Warburg Pincus Llc 10 percent owner 450 LEXINGTON AVENUE, NEW YORK NY 10017
Warburg Pincus X Partners, L.p. 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Warburg Pincus Private Equity X, L.p. 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Warburg Pincus X Gp L.p. 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Warburg Pincus X, L.p. 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Wpp Gp Llc 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVE, NEW YORK NY 10017
Warburg Pincus Partners, L.p. 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Warburg Pincus Partners Gp Llc 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Charles R Kaye 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Joseph P. Landy 10 percent owner C/O WARBURG PINCUS LLC, 450 LEXINGTON AVENUE, NEW YORK NY 10017
Warburg Pincus & Co. 10 percent owner 450 LEXINGTON AVENUE, NEW YORK, NY NY 100173147
Tito L Lima officer: EVP - Corporate Controller 212 TOWHEE DRIVE, BOALSBURG PA 16827

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