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Old Point Financial (Old Point Financial) Shiller PE Ratio : 11.73 (As of Apr. 28, 2024)


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What is Old Point Financial Shiller PE Ratio?

As of today (2024-04-28), Old Point Financial's current share price is $14.55. Old Point Financial's E10 for the quarter that ended in Dec. 2023 was $1.24. Old Point Financial's Shiller PE Ratio for today is 11.73.

The historical rank and industry rank for Old Point Financial's Shiller PE Ratio or its related term are showing as below:

OPOF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.25   Med: 21.77   Max: 45.3
Current: 11.69

During the past years, Old Point Financial's highest Shiller PE Ratio was 45.30. The lowest was 10.25. And the median was 21.77.

OPOF's Shiller PE Ratio is ranked worse than
61.78% of 1125 companies
in the Banks industry
Industry Median: 10.36 vs OPOF: 11.69

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Old Point Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.290. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.24 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Old Point Financial Shiller PE Ratio Historical Data

The historical data trend for Old Point Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Point Financial Shiller PE Ratio Chart

Old Point Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.37 22.18 23.39 23.79 14.41

Old Point Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.79 19.96 14.29 14.92 14.41

Competitive Comparison of Old Point Financial's Shiller PE Ratio

For the Banks - Regional subindustry, Old Point Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Point Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Point Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Old Point Financial's Shiller PE Ratio falls into.



Old Point Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Old Point Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=14.55/1.24
=11.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Point Financial's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Old Point Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.29/129.4194*129.4194
=0.290

Current CPI (Dec. 2023) = 129.4194.

Old Point Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.200 99.695 0.260
201406 0.220 100.560 0.283
201409 0.140 100.428 0.180
201412 0.270 99.070 0.353
201503 0.240 99.621 0.312
201506 0.260 100.684 0.334
201509 0.170 100.392 0.219
201512 0.060 99.792 0.078
201603 0.210 100.470 0.271
201606 0.110 101.688 0.140
201609 0.270 101.861 0.343
201612 0.180 101.863 0.229
201703 0.190 102.862 0.239
201706 0.230 103.349 0.288
201709 0.150 104.136 0.186
201712 -0.580 104.011 -0.722
201803 0.190 105.290 0.234
201806 0.190 106.317 0.231
201809 0.310 106.507 0.377
201812 0.270 105.998 0.330
201903 0.390 107.251 0.471
201906 0.310 108.070 0.371
201909 0.430 108.329 0.514
201912 0.380 108.420 0.454
202003 0.240 108.902 0.285
202006 0.480 108.767 0.571
202009 0.210 109.815 0.247
202012 0.100 109.897 0.118
202103 0.580 111.754 0.672
202106 0.350 114.631 0.395
202109 0.360 115.734 0.403
202112 0.320 117.630 0.352
202203 0.390 121.301 0.416
202206 0.370 125.017 0.383
202209 0.510 125.227 0.527
202212 0.530 125.222 0.548
202303 0.620 127.348 0.630
202306 0.360 128.729 0.362
202309 0.270 129.860 0.269
202312 0.290 129.419 0.290

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Old Point Financial  (NAS:OPOF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Old Point Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Old Point Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Point Financial (Old Point Financial) Business Description

Traded in Other Exchanges
N/A
Address
101 East Queen Street, Hampton, VA, USA, 23669
Old Point Financial Corp functions in the financial services domain in the United States. As the holding company of The Bank and Trust, it is a nationally chartered trust and wealth management service, provider. Its suite of services includes commercial banking solutions such as loan, deposit and cash management, which are rendered through a chain of branches throughout the country. It operates through segments such as Bank, Wealth and Company.
Executives
Sarah B Golden director PO BOX 3392, HAMPTON VA 23663
Tom B Langley director PO BOX 3392, HAMPTON VA 23663
Michael A Glasser director PO BOX 3392, HAMPTON VA 23663
Joseph R Witt director, other: EVP, Corporate Banking, OPNB PO BOX 3392, HAMPTON VA 23663
Paul M Pickett officer: Chief Financial Officer PO BOX 3392, HAMPTON VA 23663
Elizabeth S Wash director 1104 WORMLEY CREEK DRIVE, YORKTOWN VA 23692
Pl Capital Advisors, Llc 10 percent owner 750 ELEVENTH STREET SOUTH, SUITE 202, NAPLES FL 34102
John Cabot Ishon director PO BOX 3392, HAMPTON VA 23663
Thacker Clark Rebekah Ellen director PO BOX 3392, HAMPTON VA 23663
Adams Stephen Conway director PO BOX 3392, HAMPTON VA 23663
Shuford Robert F Jr other: EVP/CHIEF OPERATING OFFR-OPNB PO BOX 3392, HAMPTON VA 23663
Greene Dr Arthur D director PO BOX 3392, HAMPTON VA 23663
John W Palmer 10 percent owner C/O SECURITY FINANCIAL BANCORP INC, 9321 WICKER AVE, ST JOHN IN 46373
Richard J Lashley 10 percent owner C/O PL CAPITAL, LLC, 47 E. CHICAGO AVE., SUITE 328, NAPERVILLE IL 60540
Kauders A Eric Jr officer: SVP/Trust 101 E QUEEN ST, HAMPTON VA 23669

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