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River Valley Bancorp (River Valley Bancorp) Shiller PE Ratio : 19.50 (As of Apr. 26, 2024)


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What is River Valley Bancorp Shiller PE Ratio?

As of today (2024-04-26), River Valley Bancorp's current share price is $34.32. River Valley Bancorp's E10 for the quarter that ended in Sep. 2015 was $1.76. River Valley Bancorp's Shiller PE Ratio for today is 19.50.

The historical rank and industry rank for River Valley Bancorp's Shiller PE Ratio or its related term are showing as below:

RIVR's Shiller PE Ratio is not ranked *
in the Banks industry.
Industry Median: 10.305
* Ranked among companies with meaningful Shiller PE Ratio only.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

River Valley Bancorp's adjusted earnings per share data for the three months ended in Sep. 2015 was $0.510. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.76 for the trailing ten years ended in Sep. 2015.

Shiller PE for Stocks: The True Measure of Stock Valuation


River Valley Bancorp Shiller PE Ratio Historical Data

The historical data trend for River Valley Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River Valley Bancorp Shiller PE Ratio Chart

River Valley Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.40 11.34 15.88 12.43 19.86

River Valley Bancorp Quarterly Data
Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.43 12.59 13.08 12.62 19.86

Competitive Comparison of River Valley Bancorp's Shiller PE Ratio

For the Banks - Regional subindustry, River Valley Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River Valley Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, River Valley Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where River Valley Bancorp's Shiller PE Ratio falls into.



River Valley Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

River Valley Bancorp's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=34.32/1.76
=19.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River Valley Bancorp's E10 for the quarter that ended in Sep. 2015 is calculated as:

For example, River Valley Bancorp's adjusted earnings per share data for the three months ended in Sep. 2015 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Sep. 2015 (Change)*Current CPI (Sep. 2015)
=0.51/100.3915*100.3915
=0.510

Current CPI (Sep. 2015) = 100.3915.

River Valley Bancorp Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200512 0.221 83.032 0.267
200603 0.250 84.298 0.298
200606 0.310 85.606 0.364
200609 0.290 85.606 0.340
200612 0.339 85.142 0.400
200703 0.320 86.640 0.371
200706 0.340 87.906 0.388
200709 0.320 87.964 0.365
200712 0.360 88.616 0.408
200803 0.370 90.090 0.412
200806 0.360 92.320 0.391
200809 0.390 92.307 0.424
200812 0.408 88.697 0.462
200903 0.360 89.744 0.403
200906 -0.240 91.003 -0.265
200909 0.500 91.120 0.551
200912 0.479 91.111 0.528
201003 0.420 91.821 0.459
201006 0.410 91.962 0.448
201009 0.130 92.162 0.142
201012 0.332 92.474 0.360
201103 0.470 94.283 0.500
201106 0.350 95.235 0.369
201109 -0.200 95.727 -0.210
201112 0.307 95.213 0.324
201203 0.330 96.783 0.342
201206 0.400 96.819 0.415
201209 0.500 97.633 0.514
201212 1.174 96.871 1.217
201303 0.600 98.209 0.613
201306 0.720 98.518 0.734
201309 0.680 98.790 0.691
201312 0.664 98.326 0.678
201403 0.630 99.695 0.634
201406 0.680 100.560 0.679
201409 0.420 100.428 0.420
201412 0.544 99.070 0.551
201503 0.580 99.621 0.584
201506 0.620 100.684 0.618
201509 0.510 100.392 0.510

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


River Valley Bancorp  (NAS:RIVR) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


River Valley Bancorp Shiller PE Ratio Related Terms

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River Valley Bancorp (River Valley Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
River Valley Bancorp, an Indiana corporation, was formed in 1996. The activities of the holding company have been limited mainly to holding the stock of River Valley Financial, which was organized in 1875 under the laws of the United States of America. River Valley Financial, which provides banking services in a single business segment, conducts operations from its 14 full-service office locations in southeastern Indiana and northern Kentucky. Its loan portfolio comprises of residential loans, multi-family loans, construction loans, nonresidential real estate loans, land loans, commercial loans, and consumer loans. The Bank underwrites fixed rate residential mortgage loan for potential sale to the FHLMC on a servicing-retained basis. Deposits are attracted through the offering of deposit instruments including fixed rate certificate of deposits, NOW, MMDAs and other transactional accounts, individual retirement accounts and savings accounts. The Bank is subject to examination, supervision and regulation by the Indiana Department of Financial Institutions, and the Federal Deposit Insurance Corporation. The Holding Company is a bank holding company, subject to oversight by the Board of Governors of the Federal Reserve System.
Executives
Lonnie D Collins director, officer: Secretary RIVER VALLEY BANCORP, 303 CLIFTY DR, MADISON IN 47250

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