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First Bancorp (First Bancorp) Capital Adequacy Tier - Leverage Ratio % : 10.99% (As of Mar. 2024)


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What is First Bancorp Capital Adequacy Tier - Leverage Ratio %?

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

First Bancorp's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Mar. 2024 was 10.99% , which is higher than 10.91% for the pervious quarter ended in Dec. 2023.

First Bancorp's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2023 was 10.91% , which is higher than 10.51% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for First Bancorp's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

FBNC's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

First Bancorp Capital Adequacy Tier - Leverage Ratio % Historical Data

The historical data trend for First Bancorp's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Bancorp Capital Adequacy Tier - Leverage Ratio % Chart

First Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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First BancorpQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of First Bancorp's Capital Adequacy Tier - Leverage Ratio %

For the Banks - Regional subindustry, First Bancorp's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Bancorp  (NAS:FBNC) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Bancorp  (NAS:FBNC) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


First Bancorp Capital Adequacy Tier - Leverage Ratio % Related Terms

Thank you for viewing the detailed overview of First Bancorp's Capital Adequacy Tier - Leverage Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


First Bancorp (First Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Bancorp (NAS:FBNC) » Definitions » Capital Adequacy Tier - Leverage Ratio %
Traded in Other Exchanges
N/A
Address
300 SW Broad Street, Southern Pines, NC, USA, 28387
First Bancorp is a bank holding company. The company is engaged in providing banking services such as acceptance of deposits and lending funds to customers for various purposes. It provides checking, savings, and money market accounts, time deposits, including various types of certificates of deposits (CDs) and individual retirement accounts (IRAs). The company also provides loans for various purposes of consumer and commercial purposes, including loans for business, agriculture, real estate, personal uses, home improvement and automobiles. Also, it offers credit cards, debit cards, letters of credit and electronic funds transfer services.
Executives
J Randolph Potter director 381 HALTON RD., GREENVILLE SC 29607
Elizabeth B Bostian officer: Chief Financial Officer 2108 CARLISLE ROAD, GREENSBORO NC 27401
Richard H Moore director 1917 LEWIS CIRCLE, RALEIGH NC 27608
Mclamb Carlie C Jr director C/O NEW CENTURY BANK 700 W CUMBERLAND ST, DUNN NC 28334
Michael Goodwin Mayer officer: President 300 SW BROAD STREET, SOUTHERN PINES NC 28387
Mary Clara Capel director P.O. BOX 826, TROY NC 27371
Mason Y Garrett director 381 HALTON ROAD, GREENVILLE SC 29606
Dexter V Perry director 111 LYNDENBURY DRIVE, APEX NC 27502
John W Mccauley director
Gregory A Currie officer: Chief Banking Officer 204 ELMWOOD DR., GREENSBORO NC 27408
Suzanne S Deferie director, officer: Regional President 11 CHURCH STREET, ASHEVILLE NC 28801
Crawford James C Iii director
Frederick Leslie Taylor director 1207 CEDAR CREEK ROAD, BISCOE NC 27209
Virginia C Thomasson director
Thomas F Phillips director

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