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Cass Information Systems (Cass Information Systems) Capital Adequacy Tier - Tier 1 Ratio % : 14.73% (As of Dec. 2023)


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What is Cass Information Systems Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

Cass Information Systems's Capital Adequacy Tier - Tier 1 Ratio % for the quarter that ended in Dec. 2023 was 14.73% , which is higher than 14.53% for the pervious quarter ended in Sep. 2023.

Cass Information Systems's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2023 was 14.73% , which is higher than 12.80% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Cass Information Systems's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

CASS's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Business Services industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Cass Information Systems Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Cass Information Systems's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Cass Information Systems Capital Adequacy Tier - Tier 1 Ratio % Chart

Cass Information Systems Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Cass Information SystemsQuarterly Data
Trend Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Cass Information Systems's Capital Adequacy Tier - Tier 1 Ratio %

For the Specialty Business Services subindustry, Cass Information Systems's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cass Information Systems  (NAS:CASS) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cass Information Systems  (NAS:CASS) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


Cass Information Systems Capital Adequacy Tier - Tier 1 Ratio % Related Terms

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Cass Information Systems (Cass Information Systems) Business Description

Traded in Other Exchanges
Address
12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. It operates in two segments: Information Services and Banking Services. The firm generates maximum revenue from the Information Services segment.
Executives
Martin H. Resch officer: President & CEO 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Frank Wicks director 3050 SPRUCE STREET, ST LOUIS MO 63103
James J Lindemann director 13001 HOLLENBERG DRIVE, BRIDGETON MO 63044
Randall L Schilling director 13001 HOLLENBERG DRIVE, BRIDGETON MO 63044
Ralph W Clermont director 5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Joseph D Rupp director QUANEX BUILDING PRODUCTS CORPORATION, 1800 W LOOP SOUTH, SUITE 1500, HOUSTON TX 77027
Michael James Normile officer: CFO 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Ann Walter Marr director 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Wendy J. Henry director 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Gary B Langfitt officer: COO-Utility Info Services 13001 HOLLENBERG DR, BRIDGETON MO 63044
Matthew Steven Schuckman officer: Executive Vice President 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Sally H Roth director 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Dwight D Erdbruegger officer: President 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131
Robert J Mathias officer: President, Cass Bank ACKRUTI, MIDC CROSS ROAD NO. 21, ANDHERI(E) MUMBAI K7 400093
Cavellier James M Jr officer: CIO 12444 POWERSCOURT DRIVE, SUITE 550, ST. LOUIS MO 63131

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