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National Bankshares (National Bankshares) Capital Adequacy Tier - Total Capital Ratio % : 0.00% (As of Dec. 2023)


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What is National Bankshares Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

National Bankshares's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Dec. 2023 was 0.00% , which is lower than 18.79% for the pervious quarter ended in Sep. 2023.

National Bankshares's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2023 was 18.09% , which is higher than 17.57% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for National Bankshares's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

NKSH's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

National Bankshares Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for National Bankshares's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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National Bankshares Capital Adequacy Tier - Total Capital Ratio % Chart

National Bankshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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National BanksharesQuarterly Data
Trend Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of National Bankshares's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, National Bankshares's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bankshares  (NAS:NKSH) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


National Bankshares  (NAS:NKSH) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


National Bankshares Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of National Bankshares's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


National Bankshares (National Bankshares) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » National Bankshares Inc (NAS:NKSH) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
N/A
Address
101 Hubbard Street, Blacksburg, VA, USA, 24062-9002
National Bankshares Inc is a bank holding company of National Bank of Blacksburg, offering a range of financial products and services, including deposit accounts, commercial, consumer, and mortgage loans, credit cards, and trust services. The bank focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary, National Bankshares Financial Services, Inc. The company earns its revenues from interest and fees on loans, non-interest income, and investments.
Executives
Lawrence J Ball director 1811 MOUNTAINSIDE DRIVE, BLACKSBURG VA 24060
F Brad Denardo officer: Corporate Officer 124 MATEER CIRCLE, BLACKSBURG VA 24060
Michael E Dye director PO BOX 346, BLUEFIELD VA 24605
Fitzwater Norman V Iii director 113 MATEER CIRCLE, BLACKSBURG VA 24060
Sanders Bobby D. Ii officer: SVP/Chief Credit Officer 1735 TURNBERRY LANE, RINER VA 24149
John Elliott Dooley director 2131 PLANK DRIVE, BLACKSBURG VA 24060
Green Charles E Iii director 15519 LOOKOUT RIDGE, BRISTOL VA 24202
Lara E Ramsey other: Corporate Secretary 7479 BLUFF VIEW DRIVE, RADFORD VA 24141
Mary G Miller director 715 RICHARDS WAY, WIRTZ VA 24184
Mildred R Johnson director 914 WILLARD DRIVE, BLACKSBURG VA 24060
Lora M. Jones officer: SVP/Chief Financial Officer 301 NEIL STREET, BLACKSBURG VA 24060
Glenn P Reynolds director 206 MATEER CIRCLE, BLACKSBURG VA 24060
Rebecca M Melton officer: SVP/Chief Credit Officer 260 REVOLUTION CIRCLE, CHRISTIANSBURG VA 24073
Jack M Lewis director 3696 CONSERVATION TRAIL, THE VILLAGES FL 32163
James Carroll Thompson director PO BOX 298, TAZEWLL VA 24651