Guaranty Federal Bancshares (Guaranty Federal Bancshares) Cash-to-Debt : 2.42 (As of Dec. 2021)

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What is Guaranty Federal Bancshares Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Guaranty Federal Bancshares's cash to debt ratio for the quarter that ended in Dec. 2021 was 2.42.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Guaranty Federal Bancshares could pay off its debt using the cash in hand for the quarter that ended in Dec. 2021.

The historical rank and industry rank for Guaranty Federal Bancshares's Cash-to-Debt or its related term are showing as below:

GFED' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07 Med: 0.21 Max: No Debt
Current: 2.42

During the past 13 years, Guaranty Federal Bancshares's highest Cash to Debt Ratio was No Debt. The lowest was 0.07. And the median was 0.21.

GFED's Cash-to-Debt is not ranked
in the Banks industry.
Industry Median: 1.25 vs GFED: 2.42

Guaranty Federal Bancshares Cash-to-Debt Historical Data

The historical data trend for Guaranty Federal Bancshares's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Guaranty Federal Bancshares Cash-to-Debt Chart

Guaranty Federal Bancshares Annual Data

Trend

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Cash-to-Debt

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0.34

0.26

0.92

1.40

2.42

Guaranty Federal Bancshares Quarterly Data
	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21
Cash-to-Debt	Get a 7-Day Free Trial															1.40	2.03	1.13	2.80	2.42

Competitive Comparison of Guaranty Federal Bancshares's Cash-to-Debt

For the Banks - Regional subindustry, Guaranty Federal Bancshares's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Guaranty Federal Bancshares's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Guaranty Federal Bancshares's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Guaranty Federal Bancshares's Cash-to-Debt falls into.

Guaranty Federal Bancshares Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Guaranty Federal Bancshares's Cash to Debt Ratio for the fiscal year that ended in Dec. 2021 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	130.896	/	(0	+	54.084)
	=	2.42

Guaranty Federal Bancshares's Cash to Debt Ratio for the quarter that ended in Dec. 2021 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	130.896	/	(0	+	54.084)
	=	2.42

Guaranty Federal Bancshares (NAS:GFED) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Guaranty Federal Bancshares Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Guaranty Federal Bancshares's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Guaranty Federal Bancshares (Guaranty Federal Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Guaranty Federal Bancshares Inc (NAS:GFED) » Definitions » Cash-to-Debt

Comparable Companies

NAI:DTK XPAE:TNB OCSE:FYNBK CPKF OSL:SNOR OCSE:DJUR OFED BFIN RNDB CBBI

Traded in Other Exchanges

N/A

Address

2144 E Republic Road, Suite F200, Springfield, MO, USA, 65804

Website

https://www.gbankmo.com

Guaranty Federal Bancshares Inc is a bank holding company for Guaranty Federal Savings Bank. The principal business of the company is overseeing the business of the Bank. The bank attracts retail deposits from the general public and investing those deposits together with funds generated from operations, in commercial real estate loans, multi-family residential mortgage loans, construction loans, business, consumer and other loans. It also invests in mortgage-backed, federal agency and U.S. government securities and other marketable securities. The firm derives its revenue from interest on its loan, other investments, and fees charged for services provided and gains generated from the sale of loans and investment securities.

Executives

Daniel Winton Williams	officer: VP-Financial Manager	5714 NOTTINGHAM PL BARTLESVILLE OK 74006
Carter M Peters	officer: EVP-CFO	1341 W BATTLEFIELD SPRINGFIELD MO 65807
Craig E Dunn	officer: EVP-Chief Comm Banking Officer	9693 WEST FARM ROAD 156 REPUBLIC MO 65738
John F Griesemer	director	4024 E WINDSONG, SPRINGFIELD MO 65809
James R Batten	director	233 SOUTH PATTERSON, SPRINGFIELD MO 65802
Greg Alan Horton	director	782 N SQUIRES LN SPRINGFIELD MO 65802
Robin E Robeson	officer: EVP/COO	1341 W BATTLEFIELD SPRINGFIELD MO 65807
Teri Harris	officer: VP-CONTROLLER	1341 W BATTLEFIELD SPRINGFIELD MO 65807
Sheri D Biser	officer: EVP/CCO	931 W SHERWOOD DR SPRINGFIELD MO 65810
Shaun A Burke	director
Sivils James L Iii	director
Tim Rosenbury	director
Kurt D Hellweg	director
David T Moore	director	1615 E CATALPA SPRINGFIELD MO 65804
Tony Scavuzzo	director, 10 percent owner	102 E. FRONT ST., MONROE MI 48161