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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Peoples Bancorp of North Carolina's cash to debt ratio for the quarter that ended in Mar. 2024 was 4.88.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Peoples Bancorp of North Carolina could pay off its debt using the cash in hand for the quarter that ended in Mar. 2024.
The historical rank and industry rank for Peoples Bancorp of North Carolina's Cash-to-Debt or its related term are showing as below:
During the past 13 years, Peoples Bancorp of North Carolina's highest Cash to Debt Ratio was 15.50. The lowest was 0.62. And the median was 2.22.
The historical data trend for Peoples Bancorp of North Carolina's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Peoples Bancorp of North Carolina Annual Data | |||||||||||||||||||||
Trend | Dec14 | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||||
Cash-to-Debt | Get a 7-Day Free Trial | 2.55 | 8.53 | 13.78 | 3.47 | 4.06 |
Peoples Bancorp of North Carolina Quarterly Data | ||||||||||||||||||||
Jun19 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | |
Cash-to-Debt | Get a 7-Day Free Trial | 4.05 | 4.32 | 3.74 | 4.06 | 4.88 |
For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Peoples Bancorp of North Carolina's Cash-to-Debt falls into.
This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.
Peoples Bancorp of North Carolina's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:
Cash to Debt Ratio | = | Balance Sheet Cash And Cash Equivalents | / | Total Debt | ||
= | Balance Sheet Cash And Cash Equivalents | / | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | |
= | 82.375 | / | (0 | + | 20.296) | |
= | 4.06 |
Peoples Bancorp of North Carolina's Cash to Debt Ratio for the quarter that ended in Mar. 2024 is calculated as:
Cash to Debt Ratio | = | Balance Sheet Cash And Cash Equivalents | / | Total Debt | ||
= | Balance Sheet Cash And Cash Equivalents | / | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | |
= | 98.096 | / | (0 | + | 20.124) | |
= | 4.87 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Bancorp of North Carolina (NAS:PEBK) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Thank you for viewing the detailed overview of Peoples Bancorp of North Carolina's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.
James S Abernethy | director | |
Douglas S Howard | director | 518 WEST C. STREET, NEWTON NC 28658 |
Price Billy L Jr Dr | director | |
Benjamin I Zachary | director | P O BOX 467, NEWTON NC 286580467 |
Lance A Sellers | officer: EVP and Chief Credit Officer | |
William D Cable | officer: EVP and COO | P O BOX 467, NEWTON NC 286580467 |
Timothy Paul Turner | officer: EVP, Chief Credit Officer | PO BOX 467, NEWTON NC 28658 |
James Owen Perry | officer: EVP Chief Retail Banking Offcr | PO BOX 467, NEWTON NC 28658 |
Kim Boyd-leaks | director, officer: Chief Banking Support Officer | PO BOX 467, NEWTON NC 28658 |
Christine S Abernethy | 10 percent owner | 518 WEST C STREET, NEWTON NC 28658 |
Robert C Abernethy | director, officer: Chairman | P O BOX 467, NEWTON NC 286580467 |
A Joseph Lampron | officer: EVP & CFO | P O BOX 467, NEWTON NC 286580467 |
Jeffrey N. Hooper | officer: EVP/Chief Financial Officer | 518 WEST C ST, NEWTON NC 28658 |
Lineberger John W Jr | director | 2200 WEST LOOP STE 900, C/O IEC CO, HOUSTON TX 77027 |
William Gregory Terry | director | 218 SOUTH MAIN STREET, NEWTON NC 28658 |
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