GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » QC Holdings Inc (OTCPK:QCCO) » Definitions » Cash-to-Debt

QC Holdings (QC Holdings) Cash-to-Debt : 1.97 (As of Sep. 2015)


View and export this data going back to 2004. Start your Free Trial

What is QC Holdings Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. QC Holdings's cash to debt ratio for the quarter that ended in Sep. 2015 was 1.97.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, QC Holdings could pay off its debt using the cash in hand for the quarter that ended in Sep. 2015.

The historical rank and industry rank for QC Holdings's Cash-to-Debt or its related term are showing as below:

QCCO's Cash-to-Debt is not ranked *
in the Banks industry.
Industry Median: 1.25
* Ranked among companies with meaningful Cash-to-Debt only.

QC Holdings Cash-to-Debt Historical Data

The historical data trend for QC Holdings's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

QC Holdings Cash-to-Debt Chart

QC Holdings Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 0.36 0.50 0.53 0.92

QC Holdings Quarterly Data
Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.92 4.83 2.64 1.97

Competitive Comparison of QC Holdings's Cash-to-Debt

For the Banks - Regional subindustry, QC Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QC Holdings's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, QC Holdings's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where QC Holdings's Cash-to-Debt falls into.



QC Holdings Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

QC Holdings's Cash to Debt Ratio for the fiscal year that ended in Dec. 2014 is calculated as:

QC Holdings's Cash to Debt Ratio for the quarter that ended in Sep. 2015 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


QC Holdings  (OTCPK:QCCO) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


QC Holdings Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of QC Holdings's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.


QC Holdings (QC Holdings) Business Description

Traded in Other Exchanges
N/A
Address
8208 Melrose Drive, Lenexa, KS, USA, 66214
QC Holdings Inc provides financial services. The company provides various financial services involving consumer loans and other services through its retail branches and Internet lending operations. It also provides other financial products and services, such as credit services, open-end credit, check cashing services, title loans, prepaid debit cards, money transfers, money orders, and business invoice factoring. The company has two operating segments: The US Operations segment includes branch and online lending activities in the United States, as well as the Company's business invoice factoring group, and The Canadian Operations segment includes the branch and online lending operations in Canada.
Executives
Jack L Sutherland director
Richardson Kevin A Ii director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Prides Capital Partners, Llc director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Charles E Mccarthy director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Lawlor Henry J Jr director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Murray A Indick director 200 HIGH STREET, SUITE 700, BOSTON MA 02110
Christian Puscasiu director, 10 percent owner 200 HIGH STREET, SUITE 700, BOSTON MA 02110

QC Holdings (QC Holdings) Headlines

From GuruFocus

QC Holdings, Inc. Reports First Quarter 2018 Results

By GlobeNewswire GlobeNewswire 06-07-2018

Guru Action on Payday Loan Stocks

By Sally Jones Sally Jones 11-04-2013

QC Holdings Inc. Reports Operating Results (10-K)

By gurufocus 10qk 03-15-2011

QC Holdings Inc. Reports Operating Results (10-Q)

By gurufocus 10qk 08-05-2010

QC Holdings Inc. Reports Operating Results (10-Q)

By gurufocus 10qk 11-08-2010