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State Auto Financial (State Auto Financial) Cash-to-Debt : 0.38 (As of Sep. 2021)


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What is State Auto Financial Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. State Auto Financial's cash to debt ratio for the quarter that ended in Sep. 2021 was 0.38.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, State Auto Financial couldn't pay off its debt using the cash in hand for the quarter that ended in Sep. 2021.

The historical rank and industry rank for State Auto Financial's Cash-to-Debt or its related term are showing as below:

STFC's Cash-to-Debt is not ranked *
in the Insurance industry.
Industry Median: 1.83
* Ranked among companies with meaningful Cash-to-Debt only.

State Auto Financial Cash-to-Debt Historical Data

The historical data trend for State Auto Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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State Auto Financial Cash-to-Debt Chart

State Auto Financial Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 0.75 0.49 0.64 0.74

State Auto Financial Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 0.74 0.48 0.89 0.38

Competitive Comparison of State Auto Financial's Cash-to-Debt

For the Insurance - Property & Casualty subindustry, State Auto Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


State Auto Financial's Cash-to-Debt Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, State Auto Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where State Auto Financial's Cash-to-Debt falls into.



State Auto Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

State Auto Financial's Cash to Debt Ratio for the fiscal year that ended in Dec. 2020 is calculated as:

State Auto Financial's Cash to Debt Ratio for the quarter that ended in Sep. 2021 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


State Auto Financial  (NAS:STFC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


State Auto Financial Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of State Auto Financial's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.


State Auto Financial (State Auto Financial) Business Description

Traded in Other Exchanges
N/A
Address
518 East Broad Street, Columbus, OH, USA, 43215-3976
State Auto Financial Corp is a property and casualty insurance holding company. The company is engaged in writing personal, business and specialty insurance. It markets its insurance products through the United States. Personal Insurance Segment and its products include personal auto, homeowners. Commercial Insurance Segment products include commercial auto, small commercial package, middle-market commercial, workers' compensation, farm and ranch, and other commercials.
Executives
Kim Burton Garland officer: Senior Vice President 518 EAST BROAD STREET COLUMBUS OH 43215
Steven Eugene English officer: Vice President MERIDIAN CENTER P.O. BOX 1980 INDIANAPOLIS IN 46206
Elise Marie Spriggs officer: Senior Vice President 518 EAST BROAD STREET COLUMBUS OH 43215
Paul M Stachura officer: Senior Vice President 518 EAST BROAD STREET COLUMBUS OH 43215
Michael Larocco officer: President and CEO C/O SAFECO 4333 BROOKLYN AVENUE NE SEATTLE WA 98185
Jason Earl Berkey officer: Senior Vice President 518 EAST BROAD ST. COLUMBUS OH 43215
Matthew Stanley Mrozek officer: Vice President 518 EAST BROAD STREET COLUMBUS OH 43215
Matthew Robert Pollak officer: Vice President 518 EAST BROAD STREET COLUMBUS OH 43215
Scott Alan Jones officer: Vice President 518 EAST BROAD STREET COLUMBUS OH 43215
Peter B. Migliorato director, of parent 3401 NORTH OCEAN, NORTH 301, PALM BEACH FL 33480
Melissa A Centers officer: Senior Vice President 518 EAST BROAD STREET COLUMBUS OH 43215
James R Sappington director, of parent STATE AUTO FINANCIAL CORPORATION, 518 EAST BROAD STREET, COLUMBUS OH 43215
Michelle Lantow director 720 SW WASHINGTON STREET, SUITE 550, PORTLAND OR 97205
Kym Marie Hubbard director 2131 N. LAKEWOOD AVE. CHICAGO IL 60614
John M Petrucci officer: Vice President

State Auto Financial (State Auto Financial) Headlines