Wellesley Bancorp (Wellesley Bancorp) Cash-to-Debt : 0.15 (As of Mar. 2020)

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What is Wellesley Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Wellesley Bancorp's cash to debt ratio for the quarter that ended in Mar. 2020 was 0.15.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Wellesley Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2020.

The historical rank and industry rank for Wellesley Bancorp's Cash-to-Debt or its related term are showing as below:

WEBK's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.245
* Ranked among companies with meaningful Cash-to-Debt only.

Wellesley Bancorp Cash-to-Debt Historical Data

The historical data trend for Wellesley Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Wellesley Bancorp Cash-to-Debt Chart

Wellesley Bancorp Annual Data

Trend

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Cash-to-Debt

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0.28

0.25

0.23

0.51

0.38

Wellesley Bancorp Quarterly Data
	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20
Cash-to-Debt	Get a 7-Day Free Trial															0.09	0.04	0.05	0.38	0.15

Competitive Comparison of Wellesley Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, Wellesley Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wellesley Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Wellesley Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Wellesley Bancorp's Cash-to-Debt falls into.

Wellesley Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Wellesley Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2019 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	42.194	/	(20	+	90.6)
	=	0.38

Wellesley Bancorp's Cash to Debt Ratio for the quarter that ended in Mar. 2020 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	20.695	/	(45	+	90.305)
	=	0.15

Wellesley Bancorp (NAS:WEBK) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Wellesley Bancorp Cash-to-Debt Related Terms

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Wellesley Bancorp (Wellesley Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Wellesley Bancorp Inc (NAS:WEBK) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

100 Worcester Street, Suite 300, Wellesley, MA, USA, 02481

Website

https://www.wellesleybank.com

Wellesley Bancorp Inc operates as a community-oriented financial institution. It offers banking services such as wealth management, checking, savings, money market deposits, and term certificate accounts, residential and commercial real estate loans, construction loans, commercial loans, and consumer loans among others. The bank generates its revenue in the form of interest income.

Executives

James J Malerba	director	STATE STREET CORPORATION, ONE LINCOLN STREET (SFC/13), BOSTON MA 02111
Simon R Gerlin	director	C/O CLEAN HARBORS, INC., 42 LONGWATER DRIVE, NORWELL MA 02061-9149
Kathryn M Hinderhofer	director	5570 DTC PARKWAY, GREENWOOD VILLAGE CO 80111
Thomas J Fontaine	director, officer: President & CEO	40 CENTRAL STREET, WELLESLEY MA 02482